FTMOCFD / FXProgram added

FTMO adds the Instant Account, a CFD account bought without an evaluation

FTMO now sells the Instant Account, a CFD account that is an FTMO Account from the moment it is bought, with no Challenge or Verification. FTMO announced it on 12 October 2026, the day a site member first saw it, but states no date from which it could be bought.

What changed

BeforeNot applicable: a new program
Offer observedFive sizes, $5,000 to $100,000, at one-time fees of €169 to €2,999. Each is an FTMO Account active once bought, with no FTMO Challenge or Verification.

Evidence: FTMO · Challenges and pricing, read ; FTMO · FTMO Instant Account, read

Who it affects

The 5 accounts we review in full, each linking to its current rules:

New purchases
YesOn sale on FTMO's price table and Instant Account page when we read them on 13 October 2026.

Evidence: FTMO · Challenges and pricing, read ; FTMO · FTMO Instant Account, read

Accounts bought earlier
Not applicableA new program. This record establishes no change to FTMO's other accounts or to accounts bought earlier.
Retroactive effect
Not applicableRecording a new program has no earlier activity to apply to.

When it changed

Announced
FTMO's blog post introducing the Instant Account is dated 12 October 2026.

Source: FTMO · Blog: Introducing the FTMO Instant Account, read

Effective
Not establishedFTMO states no date from which the Instant Account could be bought. We do not take the announcement as that date.
Noticed by PFW
A site member saw the Instant Account on FTMO's site on 12 October 2026; our first recorded readings of its pages are from 13 October.

First observed . Exact change date not established. We have no earlier reading of the same page to bound when it happened.

What this means

Like other accounts bought without an evaluation, it has no profit target to pass, but it keeps its own rules: a maximum loss, a daily loss limit and a consistency condition for rewards, set out on each Instant account page. FTMO's pages allow one Instant account at a time.

The Instant Account is a separate program, and this record establishes no change to any other FTMO account.

Sources and observations

The firm’s own pages, each with the day we read it. Today’s version of a page can differ from what we read then.

  1. AnnouncementOfficial source

    FTMO · Blog: Introducing the FTMO Instant Account (opens in a new tab)

    ftmo.com · Read by PFW on at 05:29 UTC · Dated by FTMO

    FTMO introduces the Instant Account as a direct access FTMO Account that activates once the purchase is complete.

    Reading details

    The post is dated 12 October 2026. It gives no date from which the account could be bought.

  2. New valueApplicabilityOfficial source

    FTMO · Challenges and pricing (opens in a new tab)

    ftmo.com · Read by PFW on at 05:27 UTC

    The price table's Instant tab lists five sizes, $5,000 to $100,000, at €169, €339, €749, €1,499 and €2,999.

  3. New valueApplicabilityOfficial source

    FTMO · FTMO Instant Account (opens in a new tab)

    ftmo.com · Read by PFW on at 05:28 UTC

    The Instant Account is active on purchase, with no evaluation, and makes the trader eligible for 90% of simulated profits.

Record history

  • Published as record PFW-CH-0003.

All FTMO changes · FTMO’s accounts we cover · All changes