How does daily loss work on The5ers High Stakes New ($100K)?
Each trading day you may lose up to 4% of whichever was higher when the day began: the account's balance or its equity. The day begins on MT5 server time (GMT+2 in winter, GMT+3 in summer). That daily limit sits inside a total limit of 8% of the initial balance, which puts the account's floor at $92,000, so the opening loss allowance is $8,000. Both limits apply in each step and on the funded account, and reaching either ends the account.
- Applies to
Only this account. Other programs and sizes can have different rules.
- Market
- CFD / FX
- Stages
- Evaluation and funded
- Sources checked
- 19 September – 2 October 2026
When the firm’s pages behind this answer were last checked.
- Answer
- Published 4 October 2026; updated 17 October 2026
A worked example
The account balances and trades below are invented for illustration; only the 4% and the $92,000 floor come from The5ers' rule.
A quiet start. The day begins with a balance of $100,000 and no open trades, so balance and equity are both $100,000.
Daily allowance = 4% × $100,000 = $4,000, so the day's floor is $96,000
A day that starts with an open winner. After some profitable days, a day begins with a balance of $102,000 and an open trade showing a $1,500 gain, so equity is $103,500. Equity is the higher figure, so it sets the reference.
Daily allowance = 4% × $103,500 = $4,140, so the day's floor is $99,360
The open gain raised the day's floor. If that trade gives back its $1,500 during the day, equity falls to $102,000, already $1,500 below the reference, leaving $2,640 of the day's allowance. Had no trade been open when the day began, balance and equity would both have been $102,000, with a $4,080 allowance and a floor of $97,920.
In both examples the $92,000 opening floor is lower than the day's floor, so the daily limit is the one that binds first.
What is not established
The rule as we verified it gives the percentages, the reference, when the day starts and that reaching a limit ends the account. It does not say whether open losses count toward the limit as they happen, or only closed trades. Read pause or breach for why that matters, and which clock defines the trading day for the server-time start.
The5ers' High Stakes FAQ, cited for how the day's reference is chosen, quotes 10% and 5%: the figures The5ers' High Stakes page shows for sizes up to $25,000, in both variants. The 4% and 8% here are what that page shows with the New $100,000 account selected, as it does for the other $50,000 and $100,000 sizes. Other sizes are not covered by this answer.
For why two "4% daily" rules can give different limits, see the daily-loss formulas.
The evidence
| Rule | What the terms say | Checked |
|---|---|---|
| Total and daily loss | Maximum loss 8% of the initial balance, a floor of $92,000. Daily loss 4% of the day's starting balance or equity, whichever is higher, taken at the start of the day on MT5 server time (GMT+2 in winter, GMT+3 in summer). Both apply in each step and on the funded account; reaching either ends the account. | 2 October 2026 |
| Opening loss allowance | $8,000 | 19 September – 2 October 2026 |
Sources
The pages behind each figure above, what each supports here, and when it was checked for that.
- The5ers · FAQ: High Stakes maximum loss and daily loss (opens in a new tab)
- Supports Total and daily loss; checked 2 October 2026
- Supports Opening loss allowance; checked 19 September 2026
- The5ers · High Stakes program (opens in a new tab)
- Supports Total and daily loss; checked 2 October 2026
- Supports Opening loss allowance; checked 2 October 2026
Updates to this answer
- Corrected the worked example's comparison. A day that starts at a $102,000 balance with no open trade has a $4,080 allowance and a $97,920 floor.
- Corrected what the 10% and 5% in The5ers' High Stakes FAQ refer to. They are the figures for sizes up to $25,000 in both variants, not the Classic variant's.
Figures from release pfw-release-2026-10-24-pilot-2, approved 24 October 2026. Reviewed by a site member and AI assistants.