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Selected programs, exact terms
18 firms and 384 selected configurations. Each column is one exact account: program, variant and size. Each market is compared separately.
Listed alphabetically; this is not a ranking. Use the information button beside any value for its conditions, calculation and official sources. How we handle numbers · Browse by firm · Written comparisons
Sources checked 19 September – 6 November 2026. Reviewed by a site member and AI assistants. Release pfw-release-2026-11-06-pilot-6, approved 6 November 2026. Each source shows the date it was last checked.
CFD/FX · Overview · 7 criteria · three accounts compared
Compare up to three accounts. Choose a firm, a program and a size for each, in any order.
Account 1
Account 2
Account 3
| Criterion | FTMO · 2-Step Standard · $100,000 | The5ers · High Stakes New · $100,000 | Tradeify · Direct · $100,000 |
|---|---|---|---|
| List price | About $490 (At the ECB rate of 6 Nov 2026) Temporary offer, conditions apply | $405 one-time | $999 one-time |
| Opening loss allowance | $10,000 | $8,000 | $6,000 On the funded account, as there is no evaluation |
| Difficulty ratio | 1.50 | 1.875 | 0.00 No evaluation or profit target |
| Fee per $1,000 of opening risk | $60.29 $49.01 with offer ECB rate of 6 Nov 2026 | $50.63 | $166.50 |
| Initial profit share | 80% | 80% | 80% |
| First and later payouts | You can request a Reward claim in the Account MetriX on the 14th or any following day after the first placed trade on the specific account Partly unknown | 14 days after activation, then 14 days after last approved payout; scaling resets clock. | On demand: a payout can be requested once the 20% consistency rule is met and there is at least $100 of profit, which in practice needs at least five profitable days. |
| Payout minimums and caps | Bank requires $20 closed profit; crypto $50. | Selected $100k: minimum withdrawal $500, cap $4,000. Sources differ | $100 minimum and no maximum. The first payout request locks the max loss floor at the starting balance for good. You must be flat to request, and only one request can be open at a time. |
| Activation fee | None | None | None |
| Platform and data fees | None | None | None |
| Payout processing fees | FTMO says it charges no withdrawal commission. | Payout methods carry a 3.5% fee, and receiving banks may charge more. Hub credit has no fee but is not cash. | None from Tradeify; third-party providers or blockchain networks may charge. |
| Evaluation route | Standard account type, without the Swing option or add-ons. Two evaluation phases (the FTMO Challenge, then the Verification), followed by the funded FTMO Account. | The New variant (not Classic or the Summer Plan). Two evaluation steps, then the funded account. | Direct $100,000, Tradeify FX (CFDs on MT5): a simulated funded account from purchase, without an evaluation, once funded account setup (KYC, 2FA and contract signing) is complete; no add-ons (80% reward share). |
| Profit targets | 10% then 5% | 10% then 5% | None |
| Total and daily loss | Static 10% total; 5% hard daily loss. Initial floor $90,000. | Maximum loss 8% of the initial balance, a floor of $92,000. Daily loss 4% of the day's starting balance or equity, whichever is higher, taken at the start of the day on MT5 server time (GMT+2 in winter, GMT+3 in summer). Both apply in each step and on the funded account; reaching either ends the account. | A 3% daily loss limit ($3,000) from the daily snapshot at 22:00 UTC, and a 6% trailing max loss ($6,000) on the closed balance that stops at the starting balance; it locks there for good at the first payout request, however small. Breach checks use live equity. |
| Minimum days and time limits | At least 4 trading days in each phase. There is no time limit, but FTMO's activation and inactivity terms still apply. | At least 3 profitable days in each step, each with profit of at least 0.5% of the initial balance ($500). No time limit. | None: there is no evaluation. At least one trade must be placed every 30 days; 30 consecutive days without one breaches the account (a warning email is sent at 28 days). |
| Funded consistency rules | No extra consistency rule and no minimum number of trading days on the funded account for this 2-Step route. | No consistency rule and no separate profitable-day requirement for payouts. The 3 profitable days apply to scaling. | 20% consistency rule: before a payout, no single trading day may account for more than 20% of total realised profits; being over it is not a breach. A position closed in parts across the 22:00 UTC reset counts as one trading day. |
| Published processing time | FTMO says it reviews a reward request and replies within 1–2 business days, and typically sends payment 1–2 business days after the invoice is approved. The time for money to arrive is separate. | The5ers says review usually takes 24–48 business hours, and payment is typically processed within 3 business days after approval. | Within 24 hours of an eligible request (approved and sent to the payout provider), not counting 22:00 UTC Friday to 22:00 UTC Sunday; Tradeify adds $1,000 to a payout it processes late through its own delay. The provider then typically takes 1 to 2 business days. |
| Fee refund with a reward | The challenge fee is refunded with the first reward. It still has to be paid upfront. | Hub credit of 10% of the fee on passing step 1 and 20% on passing step 2; Hub credit can only be used toward a new challenge and cannot be withdrawn. Hub credit is valid for 3 months from the date it is granted and cannot be combined with promotional codes or discount coupons; if it does not cover the full price, the remaining balance is paid with your preferred payment method and must be at least $12. On the funded account, 70% of the part of the fee paid with your original payment method (not Hub credit) is added to equity and can be withdrawn with the first payout, once the account has made at least $150 profit and been active for 14 days. | None stated: no page offers the fee back with a payout, and the terms of use make all purchases final and non-refundable. |
| Cancellation refund | Consumers can cancel within 14 calendar days if they have not placed a trade, with the refund paid within 14 days, under FTMO's evaluation terms. | Under The5ers' general terms, an unused purchase with no trading or breach can be refunded in cash within 5 days, and after that only as Hub credit. The funded account contract is separate. | None: all purchases are final and non-refundable once access is granted, unless a separate signed agreement or the law applicable to you provides otherwise; add-ons are non-refundable too. |
| News trading | No news restriction during the evaluation (the FTMO Challenge and the Verification). On the funded FTMO Account, trades on the instruments a selected news release affects cannot be opened or closed, and pending orders such as a stop-loss or take-profit cannot execute, from 2 minutes before to 2 minutes after the release. Positions opened more than 2 minutes before may be held, but a stop-loss or take-profit triggered in that window is a breach, and a breach may end the FTMO Account. | Holding positions through news is allowed. Opening or closing trades within 2 minutes before or after high-impact news is not. Profits of such trades are not taken into account. | No opening, closing or changing positions or orders from 5 minutes before to 5 minutes after high-impact (red-folder) news, on instruments tied to the event's currency or country; profit made in the window is deducted. |
| Overnight and weekend holding | Allowed during the evaluation. On the funded Standard account, positions must be closed over the weekend and over market breaks longer than 2 hours. | Overnight and weekend holding is allowed. Accounts expire after 30 days without activity. | Allowed, within the account's risk limits. |
| Expert advisors and copying | Your own expert advisors are allowed under conditions. FTMO's CFD rules do not cover copying between your own accounts; FTMO's support told us on 5 October 2026 that you may, without opposite or hedging positions across the accounts and within the $400,000 allocation limit. Interpretation | Copying between your own accounts is allowed, except for between Bootcamp accounts. EAs are allowed. | Trade manager EAs are allowed, including bought ones; automated (algo) EAs only if you created them yourself, and Tradeify FX may ask for the source file and an explanation of the strategy. Off-the-shelf algo EAs, shared bots and signal services are not permitted. Trade copiers between your own Tradeify FX accounts are allowed; copying between unrelated users is prohibited. |
| Contractual penalties | No fine or per-breach penalty in FTMO's published terms. Forbidden trading practices or risk-management breaches can end all agreements and accounts with no refund, forfeit potential rewards and bar future use. The trader indemnifies FTMO against certain third-party claims. The funded-account terms are not published. | No fine or per-breach penalty in The5ers' terms. Prohibited trading, evading country restrictions or public disparagement can end the account with no refund and forfeit accrued profits; prohibited trading also brings a permanent ban. The trader indemnifies the firm for violations of the terms. | A breach (daily loss limit where the plan has one, max loss, or 30 days without a trade) closes the account for good and forfeits any profit left in it. Prohibited conduct (high-frequency trading, ultra-short-term scalping, latency arbitrage, hedging across accounts, copying between users, account sharing) may lead to payout denial, restriction, termination or a permanent ban, and news-window profit is deducted. |
| Platforms | MetaTrader 4, MetaTrader 5, cTrader or TradingView, chosen when you buy. | MetaTrader 5, cTrader ($10 extra) and TradingView outside the US; TradingView only for US clients. The choice is final once bought. | MetaTrader 5 only (desktop, web terminal and mobile app); MT4 and TradingView are not supported. Tradeify FX, and its MT5, is not available to US residents. |
| Platform access and eligibility | Compared on MT5. Open to traders aged 18 or over, with country exclusions. The route for US residents differs from the global one. | MT5 (hedging account). Open to adults (18 or over, or the local age of majority) who pass identity checks, with country exclusions. MetaQuotes restrictions affect US residents. | MetaTrader 5 only. Not available to residents of the United States or of the other restricted countries (see Who can trade). Sources differ on travel: the help centre goes by residence only, while the terms of use also exclude anyone located in a restricted jurisdiction. |
Futures · Overview · 7 criteria · three accounts compared
Compare up to three accounts. Choose a firm, a program and a size for each, in any order.
Account 1
Account 2
Account 3
| Criterion | E8 Markets · E8 Zero Max · $50,000 | FundedNext · Direct · $50,000 | Topstep · Trading Combine Standard · $50,000 |
|---|---|---|---|
| List price | $328 one-time | Temporary offer | $49 per month |
| Opening loss allowance | $1,500 | $2,000 On the funded account, as there is no evaluation | $2,000 |
| Difficulty ratio | 2.00 | 0.00 No evaluation or profit target | 1.50 |
| Fee per $1,000 of opening risk | $218.67 | $142.00 $85.00 with offer | $99.00 to $123.50 1 or 2 charges in 30 days |
| Initial profit share | 80% | 90% | 90% |
| First and later payouts | Daily: a payout can be requested every day, the first one from the start of the Performance stage. | No fixed wait: a withdrawal once the cycle's profit clears the $2,100 buffer and the best day is at most 20% of the cycle's profit. Each cycle runs from the last withdrawal. | Standard path: 5 winning days of at least $150 net P&L (not necessarily in a row) before each request, and net profit since the last payout (except before the first). Consistency path: 3 trading days with at least one trade each, with the largest single day at most 40% of the total net profit. The count restarts after each payout. Payouts can be requested during CME market hours, Sunday 5 PM CT to Friday 5 PM CT, excluding holidays. |
| Payout minimums and caps | The smallest payout is $100 of your share ($125 requested at 80%). Each payout is capped at $3,000. At most 4 payouts per account for accounts bought from 1 October 2026, 19:00 UTC+2 (5 for accounts bought earlier); after the fourth the account closes and a free Challenge of the same size follows. | A minimum withdrawal of $800, and at most $1,200 per cycle. | At least $125 per request and at most 50% of the balance, capped at $2,000 per request on the Standard path or $3,000 on the Consistency path; the 90% share then applies. |
| Activation fee | None | None | $149 |
| Platform and data fees | None | None | None |
| Payout processing fees | None from E8; the payout processor (WorkMarket, Rise or Aeropay) may charge, depending on the option used. | A processing fee of up to 3.5% on every reward request, with minimum and maximum amounts for each payout method. | No Topstep fee for Prop-to-Brokerage (US), Aeropay (US banks) or Wise (China, Canada and the UK), though banks or those services may charge their own; $30 for ACH (US banks) and for wire/SWIFT (international). |
| Evaluation route | E8 Zero Max $50,000, futures, at the checkout's standard settings (80% payout): one SimFi Challenge phase, then a simulated SimFi Performance account. | Direct: a FundedNext Account from the start, with no Challenge. It is sold in one size, $50,000. | Trading Combine on the Standard path, without the Responsible Trading Advantage: the Trading Combine, then an Express Funded Account on the Standard or Consistency payout path, chosen at activation. The path cannot be changed after purchase; the Responsible Trading Advantage is an option at checkout, and a Live Funded Account follows only if Topstep's Risk Team calls the trader up. |
| Profit targets | 6% | None | 6% |
| Loss mechanics | An end-of-day (EOD) dynamic drawdown of $1,500 below the highest end-of-day balance, updated once a day at market close. In the Challenge it keeps rising with profit and never locks; in the Performance account it locks at the initial balance at the first payout. Equity or balance reaching or falling below it permanently closes the account. | $2,000 maximum loss, trailing at the end of each day; the floor locks at $50,100, and the first withdrawal locks it there. | Maximum Loss Limit of $2,000, trailing the end-of-day balance. In the Trading Combine it starts at $48,000, rises with the end-of-day balance and locks at the $50,000 starting balance. The Express Funded Account's balance starts at $0, so its limit starts at -$2,000 and locks at $0; after the first payout it is $0. It is monitored in real time, open positions included: touching it closes the Trading Combine until a reset, and the Express Funded Account for good. |
| Minimum days and time limits | No minimum trading days and no time limit; because of the 40% best day rule, the Challenge takes at least 3 days. At least one trade must be opened and closed every 7 days; after 7 days without, the account is closed. | None: there is no Challenge. The account is breached for inactivity if no trade is placed in a trading week (Monday to Friday). | No time limit for passing: the Trading Combine subscription stays active until you pass or cancel. You cannot pass in one day; you can pass in as few as two days. An Express Funded Account with no trading activity for more than 30 days may be closed. |
| Daily loss and contract limits | No daily loss limit in either stage. Contract limits: in the Challenge 4 contracts ($40,000 of margin); in the Performance account 2 contracts ($20,000), rising to 3 after 1.5% profit and 5 after 3%, from the next trading day. | A $1,000 daily loss limit, a soft breach that disables trading for the rest of the day. Up to 3 minis or 30 micros. | No daily loss limit in either stage unless the trader adds one at checkout, when buying the Trading Combine (the Responsible Trading Advantage) or activating the Express Funded Account: $1,000, fixed. Up to 5 minis or 50 micros at a time in the Trading Combine (10 micros count as one mini); in the Express Funded Account the Scaling Plan sets the limit by the current balance, which starts at $0. Topstep sets lower limits on some volatile products. |
| Funded consistency rules | No consistency rule, no minimum of profitable days and no daily profit cap in the Performance account; the 40% best day rule applies only in the Challenge. | 20% perpetual consistency: the highest single-day profit ever recorded on the account must be at most 20% of the current cycle's profit. | Standard path: no consistency rule. Consistency path: no single day may make up more than 40% of the total net profit in each payout window, which starts again after each payout. |
| After a payout | The payout comes off the balance, and from the first payout the loss level stays at the initial balance, so whatever is left above it is the only buffer. Profit above the cap that stays in the account is a buffer only: it cannot be requested later and does not count toward the next payout, which needs at least $100 of new profit. | The first withdrawal locks the loss floor at $50,100, and the account ends after 5 withdrawals. | The payout comes out of the balance and the Maximum Loss Limit is set to $0 for good, so the remaining balance is the room left to lose; the winning-day count or consistency window restarts, and a lower balance can lower the Scaling Plan's contract limit. After a payout the account can no longer be reactivated through Back2Funded. |
| Published processing time | No deadline is promised. E8 gives medians for 1 January to 1 May 2026: 11 hours from request to approval, and 24 hours to the funds arriving in the Rise or WorkMarket account. The process can take up to 5 business days, and payouts are not processed at weekends. The terms of service say payments are processed within 7 days. | FundedNext promises to start processing a reward within 24 hours of the request, except where details are incorrect. The time for money to arrive is separate. | Internal approval can take 1 to 3 business days. Aeropay then pays instantly after approval (US banks that support real-time payments), Prop-to-Brokerage the same day if requested by 12 PM CT, Wise and ACH in 1 to 3 business days, and wire/SWIFT in 5 to 10 business days. |
| Fee refund with a reward | None: E8 does not refund the fee with the first payout at present. | No refund of the fee with a reward: FundedNext's futures FAQ and terms say fees are final and non-refundable under all circumstances. | None: once funding is earned, Topstep counts the subscription and all fees as used in full. |
| Cancellation refund | Sources differ. E8's refund policy: the fee can be refunded, to the original payment method, for an account still in phase 1 with no trading activity and no more than 30 days old, though not when paid in cryptocurrency. Its terms of service: all fees are non-refundable under any circumstance. | FundedNext's futures challenge terms and futures FAQ say payments are final and non-refundable under any circumstances. Its terms of service allow a refund request within 7 days of purchase if no trade, order or position has been opened or executed on the account. The terms of service list the futures challenge terms among their policies and say their main text prevails over those policies and over FAQs, unless a document expressly states that it prevails over a specific provision; the futures challenge terms do not say that. How FundedNext applies this to an unused futures account is not established. Sources differ | The subscription can be cancelled at any time from the Billing page, and fees are generally not refunded. Exceptions: up to one monthly renewal payment back within the first 14 days of a trader's first-ever Trading Combine if it has not been passed, and a forgotten rebill refunded if asked within 28 days of the charge and the account has not traded since. |
| News and overnight holding | News: allowed without restrictions in both stages; E8 recommends avoiding high-impact releases because of slippage. Overnight: not allowed; all open positions are closed each day at 15:10 CT, and trading is permitted from 17:15 to 15:10 CT. | News trading is allowed. Positions must be closed by 3:10 pm CT and cannot be held over the weekend. | News trading is allowed in both stages: Topstep does not require flattening for economic releases, but trading the full Maximum Position Size into a scheduled major news event is prohibited. All positions must be closed by 3:10 PM CT each weekday, or earlier for products that close earlier, so nothing is held overnight or over the weekend. |
| Expert advisors and copying | Automated trading is prohibited: semi-automated and fully automated trading, such as bots, AI tools and high-frequency trading (more than 300 trades a day). Copying trades between your own accounts is allowed in both stages, as long as every account belongs to you alone; hedging across accounts is prohibited. | Expert advisors and trading bots are allowed. You may copy your own trades between accounts in your own name; signal services, group trading and copying other traders are prohibited. | Automated strategies are allowed with conditions: Topstep does not help set them up and makes no exceptions for errant trades or malfunctions, and unfair technology or strategies that exploit simulated fills are prohibited. Copying between your own Trading Combine and Express Funded Accounts with the Trade Copier is allowed (up to $750,000 of buying power across Express Funded Accounts); hedging across accounts and trading in concert with others are prohibited. |
| Platforms | Sources differ. E8's futures platform article: Tradovate is the only platform for futures, and E8 Zero the only futures product, which no longer holds, since E8 Signature is sold for futures too. E8's futures homepage lists NinjaTrader and Tradovate. Futures accounts use a netting system. | Tradovate, NinjaTrader and TradingView (through Tradovate), with no platform or data fees. | TopstepX, Topstep's own platform, is the only trading platform. Quantower can connect to Trading Combine and Express Funded Accounts through TopstepX, and API access for automated strategies and third-party tools is billed separately by ProjectX. |
| Platform access and eligibility | Sources differ on the platforms: E8's futures platform article names Tradovate as the only one, its futures homepage NinjaTrader and Tradovate. Not available with an identity document from a restricted futures country (see Who can trade). | Tradovate, NinjaTrader and TradingView. All trading is simulated. Open to adults (18 or over, or a higher minimum age where they live), outside the countries FundedNext restricts for futures; identity checks come before the first withdrawal. | TopstepX only (Quantower can connect through TopstepX); the Trading Combine and the Express Funded Account are simulated accounts. Traders must be 18 or over and complete identity verification before a second purchase; citizens and residents of listed countries are excluded, and traders from some countries cannot move to a Live Funded Account. |
Crypto/Perps · Overview · 8 criteria · three accounts compared
Compare up to three accounts. Choose a firm, a program and a size for each, in any order.
Account 1
Account 2
Account 3
| Criterion | Breakout · 1-Step Pro · $50,000 | HyroTrader · Zero-Step · 50,000 USDT | Vest Markets · 2-Step · $50,000 |
|---|---|---|---|
| List price | $280 one-time | $629 one-time | $175 one-time |
| Opening loss allowance | $2,500 | 2,500 USDT | $3,000 |
| Difficulty ratio | 2.40 | 2.00 | 2.50 |
| Fee per $1,000 of opening risk | $112.00 | $251.60 USDT counted at $1 | $58.33 |
| Initial profit share | 80% | 80% | 80% |
| First and later payouts | On demand: once funded, a payout can be requested at any time, on weekdays or weekends, with no open positions and no breach. | On demand ("Payouts on demand"): a request as soon as the funded account has at least $100 of profit after the split, with no wait between requests; after a payout at the maximum, another "as soon as you reach it again". All positions must be closed before a request. | On demand: a profit claim can be submitted at any time, as often as you like, with no threshold before the first; open positions or orders may need closing first. |
| Payout minimums and caps | $50 minimum, after the profit split. No payout cap is stated; combined funded capital is capped at $200,000. | Minimum $100 of profit after the split. Maximum $2,000 per payout, the checkout's figure for 50,000 USDT; another can be requested once it is reached again. The FAQ puts the maximum at 5% of the initial balance per request (2,500 USDT here), and profit above that cap is not paid and does not carry over; the two figures agree only if the 5% is profit before the 80% split. | No minimum and no cap on a profit claim. A withdrawal from the Primary Account to a wallet has a 1 USDC minimum, and withdrawals over $50,000 in a rolling 24 hours wait 24 hours. |
| Trading environment | Simulated at both stages: in the evaluation, "All trading on the Breakout Terminal happens on a demo account funded with simulated capital"; once funded, "Your funded account trades on simulated capital, not real capital". Payward Oceanic may record a trade idea as a book entry or route it to a market maker or exchange for its own book, which does not make the account live. Breakout's homepage says "Once funded you trade with Breakout's capital". | Simulated at every stage: challenges and funded accounts are demo accounts on real market data, and no trade is executed in a live market. There is no real-capital stage. Rewards are paid in real money, calculated from the simulated results. | Simulated at both stages: Vest's Prop Trading Terms of Service say "All Accounts, including Instant Funded Accounts, are simulated" and users "do not execute live trades". Vest may trade or hedge for its own account with its own capital, which does not make the account live. Vest's FAQ and documentation describe the funded account as live, with real capital. |
| Activation fee | None | None | None |
| Platform and data fees | None | None | None |
| Trading fees | 0.04% of each buy or sell order on crypto markets and 0.02% on the eight non-crypto markets (since 29 October 2026), in the evaluation and once funded. They reduce the account's balance rather than being charged to you. | Depends on the platform. On Hyro, simulated commissions and slippage, at rates HyroTrader does not publish. On a Bybit demo account and the Tealstreet terminal, Bybit's standard (VIP 0) rates for USDT perpetuals: maker 0.02%, taker 0.055%. On BloFin, whatever the trader's own BloFin demo account applies: HyroTrader sets "no spreads, fees or prices". On the Tiger.com terminal, not published. Costs reduce results and count toward the targets and limits. | Vest's market fees, charged per fill: maker 0%; taker 0.0025% on index and commodity markets, 0.0015% on FX and 0.01% on all other markets. In the Evaluation Phase they are simulated but count toward the loss limits like a realized loss. |
| Funding and financing | No funding payments: Breakout charges a fixed financing ("swap") fee of 0.033% of notional a day for each open position, taken in six parts every four hours on the Breakout Terminal. | Not published. HyroTrader's terms say simulated costs may include funding or financing charges, with the method and current rates in the trading rules on its platform, behind a sign-in; no public page gives a rate or interval for any platform. | Funding is paid between longs and shorts and settled hourly, on position notional at the index price, from each market's base interest rate and the perpetual's premium over its index: crypto 10.95% a year over a 24-hour interval, CME index futures 0% over 48 hours, other CME futures 0% over 120 hours, all other markets 5% over 120 hours. Vest's terms list funding charges among the account's modelled trading costs. |
| Payout processing fees | Not stated: Breakout names no payout fee. Payouts are USDC on Ethereum (ERC-20), with no adjustment for USDC price moves between request and receipt. | None: profits are paid in USDT or USDC "with no withdrawal commissions charged". | None on a profit claim: the split is applied "with no further fees or deductions". Vest names no fee for withdrawals. |
| Evaluation route | 1-Step Pro $50,000, Breakout (crypto and other markets, simulated): the purchase portal's standard build with an 80/20 profit split, a 12% profit target, a 5% static maximum drawdown and a 3% daily loss limit, in one evaluation phase, then a funded account with Payward Oceanic, Ltd. | Zero-Step, 50,000 USDT, HyroTrader (USDT perpetuals, simulated): the checkout's Zero-Step at 50,000 USDT, with an 80% profit split, fixed, a 10% profit target, a 5% static maximum loss and a 3% daily loss limit, in one evaluation phase, then a funded account. Checked on Hyro, HyroTrader's own platform; the same challenge can be traded on a Bybit or BloFin demo account or through the Tealstreet or Tiger.com terminal. | 2-Step $50,000, Vest Capital (Vest Markets' perpetual futures): a fixed build with two Evaluation Phase steps (10%, then 5%), a 6% maximum drawdown, a 3% daily loss limit and an 80% profit split, then a Live Funded Account. |
| Profit targets | 12% | 10% | 10% then 5% |
| Total and daily loss | Maximum drawdown $2,500, 5% of the initial balance, static: the floor does not move as the balance grows. Maximum daily loss: 3% of the balance at 00:30 UTC, open positions left out, recalculated every day at that time. Equity that reaches or exceeds either limit is a breach: in the evaluation the account fails; once funded, terminal access ends 7 calendar days later. The same limits apply once funded, and requesting a payout widens that day's daily limit by the payout amount. | Maximum loss 2,500 USDT, 5% of the initial balance, static: a fixed floor of 47,500 USDT that never follows equity. Daily loss limit 1,500 USDT, 3% of the initial balance, measured from the equity at 00:00 UTC, including open profit or loss and fees: equity below the day's floor breaches. The same limits apply in every phase, including the funded account. | Maximum drawdown $3,000 (6% of starting capital): a fixed floor at $47,000, set when the account is created, the same in the evaluation and once Live. Profits do not raise it. Account equity, including unrealized P&L, is checked against it at all times, intraday or otherwise, and the account closes immediately and permanently below it. Sources differ on a touch: Vest's Loss Limits page says equality alone does not breach a limit; its FAQ says touching the floor closes the account. Daily loss limit 3% ($1,500 on $50,000), at both stages: each day's floor is the reset balance at 20:00 ET (balance plus reserved collateral, without unrealized P&L) less 3%, moved dollar for dollar by transfers in or out, and equity is checked against it. Vest's FAQ instead takes the account's equity at 20:00 ET. |
| Minimum days and time limits | None: no minimum or maximum time and no minimum trading days; the evaluation is passed once the target is reached within the rules. | 1 trading day, with no time limit. A trading day is a UTC day on which a trade worth at least 5% of the initial balance is closed with a result of at least 1% of its value, before fees. With no trade for 30 days the account fails. | None: no minimum number of trading days and no time limit, in the Evaluation Phase or once Live. |
| Leverage and position limits | Leverage is set per market and applied automatically: 2x to 10x on crypto (BTC 10x) and 3x to 10x on the eight non-crypto markets. Each market has a maximum position on the symbols page (for example BTCUSD $1,000,000, S&P500 $2,000,000). Breakout says there are no margin calls or liquidation levels: the account's loss limits apply. | Chosen by the trader, up to each platform's maximum: on Hyro up to 100x or more depending on the pair, shown on the order ticket; on Bybit between 50x and 100x on most pairs; on BloFin up to 150x on BTC and ETH. Funded accounts only: total margin at most 25% of the initial balance and open positions worth at most 2x it. At every stage, low-cap coins (such as those under $100 million of market cap, or newly listed) at most 5% of the initial balance including leverage. Across a trader's accounts: up to $400,000 in evaluations and $200,000 funded. | Sources differ on funded leverage: Vest's documentation gives up to 75x by market, with a table (for example BTC 25x, ETH 15x) and text below it saying BTC and ETH are capped at 15x; its FAQ says up to 50x. No position or order size limits; cross margin across all markets. The order form shows a Fail Price for the loss limits. From Friday 4:00 PM ET leverage on index, FX, gold and silver is cut (see Overnight / weekend). |
| Funded consistency rules | None: no consistency rule on any Breakout account, no minimum trading days and no time limit. | No profit-distribution rule once funded. Funded accounts only: total margin across open positions at most 25% of the initial balance, and their total value at most 2x it; the first breach of either limit brings one formal warning, the next fails the funded stage. With no trade for 30 days the account fails. | None: no consistency rule, no cap on profit from a single day and no minimum trading days. |
| After a payout | The requested amount is deducted from the balance at once, and that day's daily loss limit widens by the payout amount until it is recalculated at 00:30 UTC. The static maximum drawdown floor is not said to change. | Each payout restarts the 30-day inactivity count. Profit above the per-payout maximum is not paid and does not carry over, so HyroTrader advises a request once profit reaches 5% of the initial balance. No page says how a payout changes the balance or the loss floors. | The maximum drawdown floor stays fixed: a claim lowers the balance, not the floor. The daily loss floor is lowered by the full amount of a transfer out. |
| Published processing time | A payout request is deducted from the balance at once; Payward Oceanic's approval "can take 12-24 hours, but is usually much quicker", and USDC is then sent to the trader's ERC-20 wallet. Breakout's homepage says "No cycles, no approval queue. Most requests processed within hours." | Within 24 hours, as HyroTrader publishes it. Identity verification (KYC) is a condition of any payout, and a payout can be withheld or delayed pending KYC, sanctions screening, tax certification or an investigation. | A profit claim is credited to the Primary Account in USDC within 24 hours; a withdrawal to an external wallet then has a 24-hour processing period. Vest's homepage says "Withdrawals hit your wallet immediately". |
| Fee refund with a reward | None stated: no page offers the fee back with a payout, and evaluation fees are non-refundable. | None: the challenge fee is not refunded once the challenge is activated, and no payout carries it back. | None stated: no page offers the fee back with a profit claim. |
| Cancellation refund | None: evaluation fees are non-refundable, and the terms of use allow no refunds except under a separate agreement. If identity verification (KYC) cannot be approved after a manual review, active evaluations are refunded. | Before activation (starting the challenge on the platform), at any time and for any reason: the fee is returned in full within 14 days, with no deduction. An unactivated challenge expires after six months and is refunded in full. Once activated, the fee is not refunded. | Within 3 days of purchase, if the account has not been used: no trades placed. Failing the Evaluation Phase does not qualify. Refunds go back to the original payment method in 5 to 10 business days. |
| News trading | None: news trading is allowed in the evaluation and once funded. | No blackout window: trading during or around news releases is allowed, and positions need not be closed. A strategy may not rest solely on news trading or aim at exploiting a news event. | None: positions may be opened and held before, during and after any news release. |
| Overnight and weekend holding | Allowed: positions may be held overnight, over weekends and over holidays, with no forced close, in the evaluation and once funded. Open positions pay a daily financing fee. | Allowed: nothing is closed at the end of the day or the week. The daily loss limit still resets at 00:00 UTC, so a position held overnight counts against the new day's starting equity. | Allowed: no rule requires closing positions at any time. Non-crypto markets lock over the weekend, with positions held open, and from Friday 4:00 PM ET until they reopen Vest Capital accounts' leverage is cut to 5x on index and FX markets and 3x on gold and silver; positions more than 2% above it are reduced, unless the account is not in drawdown and covers the new margin. |
| Expert advisors and copying | Bots and expert advisors are not addressed; a third-party or off-the-shelf approach marketed to pass evaluations, or to grow a funded account, is prohibited. Copying trades between your own accounts is not addressed; hedging across accounts (your own included), copy trading across users and trade ideas copied from third parties are prohibited. | Bots and automated strategies are allowed if the strategy is the trader's own, through the Bybit or BloFin demo API or on the Hyro platform; AI agents on Hyro only. Prohibited: someone else's strategy, ready-made bots, copy-trading services, account mirroring and signal providers, and mirror or coordinated trading across two or more accounts, the trader's own included. | API trading is not available on Vest Capital accounts, in the Evaluation Phase or Live. Copying trades between your own accounts is not addressed; the terms bar misusing multiple accounts, and the FAQ restricts coordinating across funded accounts, such as opposite sides of one market on different accounts. |
| Contractual penalties | A breach (a loss limit reached, prohibited trading or a breach of the agreement) ends the evaluation, closes open positions and disables the account, with no refund and no reset; a breached funded account receives no payout. A confirmed cross-account hedging violation ends every associated account, forfeits accrued profits and suspends the trader permanently. | A breach of a loss limit or the inactivity rule fails and closes the account, and profit left on it cannot be paid out. After a review HyroTrader can issue a warning, remove profits, adjust a payout, reduce the split for a time, reject withdrawals or terminate the account; hedging between accounts brings an immediate restriction with no refund and a ban. Losses on funded accounts are never owed back. | A breached loss limit closes the account immediately and permanently, without warning or grace period. For a prohibited use, Vest may suspend access or payouts while it investigates, invalidate affected trades or results, deny or recover compensation, and end access. |
| Platforms | Breakout Terminal, Breakout's own platform, on the web and in its mobile app: new evaluations and funded accounts are on it only. Accounts bought on DXtrade before stay there and cannot move to the Breakout Terminal. | The same challenge on any of five, picked after buying: Hyro, HyroTrader's own platform on live Bybit market data, which needs no exchange account; the trader's own Bybit or BloFin demo account, connected by API; or the Tealstreet or Tiger.com terminal on Bybit market data, with API keys HyroTrader creates. The terminals are not available in the United States or where Bybit is restricted. HyroTrader decides which platforms a trader can use and may change that. | Vest Markets, Vest's own perpetual futures platform. Both Vest Capital paths, with an evaluation and Instant, use the same platform and the same execution. API trading is not available on any Vest Capital account, in the Evaluation Phase or Live. |
| Platform access and eligibility | Breakout Terminal only, for new accounts. Not for residents of, or people located in, Afghanistan, Belarus, Burma (Myanmar), Cambodia, the Central African Republic, Cuba, the Democratic Republic of the Congo, Eritrea, Ethiopia, Haiti, Iran, Iraq, Lebanon, Libya, Nicaragua, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Venezuela, Zimbabwe, or the Crimea, Donetsk and Luhansk regions of Ukraine; 18 or older. Identity verification (KYC) before the funded account. Combined funded capital up to $200,000. | Hyro, HyroTrader's own platform, which needs no exchange account; a Bybit or BloFin demo account, or the Tealstreet or Tiger.com terminal (not in the United States or where Bybit is restricted), are the alternatives. Not for residents or citizens of, companies incorporated in, or anyone located in Afghanistan, Belarus, Burma (Myanmar), the Central African Republic, Cuba, the Democratic Republic of the Congo, Eritrea, Ethiopia, Haiti, Iran, Iraq, Lebanon, Libya, Nicaragua, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen or Zimbabwe, or the Crimea, Donetsk, Kherson, Luhansk and Zaporizhzhia regions of Ukraine; a further list of countries is served case by case. 18 or older. KYC with HyroTrader (Sumsub) after the pass, and a Demo Funded Trader Agreement, before the funded account. | Vest Markets' own platform, the same for both Vest Capital paths. Not for citizens or residents of Cuba, Iran, North Korea, Russia, Syria or the Philippines, the Government of Venezuela, or anyone on US, EU, UK or UN sanctions lists; 18 or older. Up to 10 Live Funded Accounts per user. |
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