Vest MarketsCrypto/PerpsPrice or fee
Vest Markets' refund policy rules out refunds on Instant accounts bought with cryptocurrency or a Vest balance
Vest Markets' refund policy, updated on 10 November 2026, now refunds only Instant accounts bought by card. An account bought with cryptocurrency, including through a third-party payment provider, or with a Vest balance, including payouts, is non-refundable whether or not it has been traded. Vest's prop terms add the same: payments by cryptocurrency or an internal balance are final. Its FAQ still says the same refund policy applies whichever way you bought the account, so the sources disagree, and our account pages say so.
What changed
Cancellation refund
All 5 accounts below
Unchanged: The 3-day window, the condition that the account has not been used (using an Instant Funded Account counts as use) and the refund to the original payment method in 5 to 10 business days are unchanged.
Evidence: Vest Markets · Frequently asked questions, read ; Vest Markets · Prop Trading Terms of Service, read ; Vest Markets · Refund policy, read ; Vest Markets · Frequently asked questions, read ; Vest Markets · Prop Trading Terms of Service, read ; Vest Markets · Refund policy, read
Who it affects
The 5 accounts we review in full, each linking to its current rules:
- Vest Markets · Instant · $5,000
- Vest Markets · Instant · $10,000
- Vest Markets · Instant · $25,000
- Vest Markets · Instant · $50,000
- Vest Markets · Instant · $500
- New purchases
- Sources conflictVest's refund policy and terms make accounts bought with cryptocurrency or a Vest balance non-refundable; its FAQ still says the same policy applies whichever way you bought the account.
Evidence: Vest Markets · Refund policy, read ; Vest Markets · Prop Trading Terms of Service, read ; Vest Markets · Frequently asked questions, read
- Accounts bought earlier
- Not stated in the sources we reviewedThe policy and the terms do not say whether accounts bought before the update keep the earlier refund terms.
- Retroactive effect
- Not stated in the sources we reviewedNot stated in the pages we read.
When it changed
- Announced
- The refund policy says it was updated on 10 November 2026.
Source: Vest Markets · Refund policy, read
- Effective
- Not establishedNeither the policy nor the terms say from which purchases the exclusion applies.
- Noticed by PFW
- We found it on 12 November 2026, reading again the pages our page watcher had seen change: Vest's prop terms gained the new sentence between 10 November (12:57 UTC) and 11 November (12:07 UTC); we then read the refund policy and the FAQ.
Changed between , our last reading of the earlier state, and , our first reading of the new one. These are the days we read the pages, not proof of when the change took effect.
Evidence: Vest Markets · Prop Trading Terms of Service, read ; Vest Markets · Prop Trading Terms of Service, read
What this means
For an account bought by card nothing changes: a refund can be asked for within 3 days of purchase if the account has not been used (using an Instant Funded Account counts as use) and the money goes back to the original payment method in 5 to 10 business days. Before the update, neither the policy nor the terms made an exception for how you paid. If you pay with cryptocurrency or a Vest balance, the policy and the terms both treat the fee as final.
We saw the new sentence in the terms on 11 November 2026; our page watcher's previous copy, on 10 November, did not have it. The terms say they were last updated on 9 November. Vest's 1-Step and 2-Step accounts changed the same way.
Sources and observations
The firm’s own pages, each with the day we read it. Today’s version of a page can differ from what we read then.
Old valueOfficial source
Vest Markets · Frequently asked questions (opens in a new tab)
next.vestmarkets.com · Read by PFW on
The FAQ's refund answer, as the release of 11 November 2026 cites it.
Old valueOfficial source
Vest Markets · Prop Trading Terms of Service (opens in a new tab)
next.vestmarkets.com · Read by PFW on
Section 6(p) gave the 3-day refund for an account whose use had not begun, with no condition on how it was paid for.
Old valueOfficial source
Vest Markets · Refund policy (opens in a new tab)
docs.vestmarkets.com · Read by PFW on
The refund policy gave the 3-day refund for an account not yet used, to the original payment method in 5 to 10 business days, with no condition on how it was paid for.
New valueApplicabilityOfficial source
Vest Markets · Frequently asked questions (opens in a new tab)
next.vestmarkets.com · Read by PFW on
The FAQ still says: “The same policy applies whichever way you bought the account.”
Reading details
Read in the app browser, every question opened.
New valueApplicabilityOfficial source
Vest Markets · Prop Trading Terms of Service (opens in a new tab)
next.vestmarkets.com · Read by PFW on
Section 6(p) now adds: “Notwithstanding the foregoing, payments made using cryptocurrency or an internal balance are final and non-refundable.”
New valueAnnouncementApplicabilityOfficial source
Vest Markets · Refund policy (opens in a new tab)
docs.vestmarkets.com · Read by PFW on
“Accounts purchased by card can be refunded within 3 days of purchase, as long as no trades have been placed”; accounts bought “with cryptocurrency, including crypto payments made through a third-party payment provider” or “using your Vest balance, including balances from payouts” are non-refundable, “whether or not the account has been traded”. The policy says it was updated on 10 November 2026.
Last old readingOfficial source
Vest Markets · Prop Trading Terms of Service (opens in a new tab)
next.vestmarkets.com · Read by PFW on at 12:57 UTC
The prop terms were as on 2 November, with no sentence on how the account was paid for.
Reading details
Read by our page watcher.
First observationOfficial source
Vest Markets · Prop Trading Terms of Service (opens in a new tab)
next.vestmarkets.com · Read by PFW on at 12:07 UTC
Section 6(p) had the new sentence: “payments made using cryptocurrency or an internal balance are final and non-refundable.” The terms say “Last updated: November 9, 2026”.
Reading details
Read by our page watcher.
Record history
- Published as record PFW-CH-0029.
Related changes
- Vest Markets' refund policy rules out refunds on 1-Step accounts bought with cryptocurrency or a Vest balance
- Vest Markets' refund policy rules out refunds on 2-Step accounts bought with cryptocurrency or a Vest balance
Related records concern the same firm and market; a link does not mean one change caused the other.
All Vest Markets changes · Vest Markets’s accounts we cover · All changes