Prop firm

FundingPips

Founded
2022
Headquarters
United Arab Emirates
Trustpilot
4.5 out of 5Trustpilot's score, not ours; read 12 Oct 2026
Programs
1 Step Flex, 2 Step, ZeroCFD / FX

FundingPips lists 27 account sizes across three programs; we review 27 of them in detail so far. Each figure applies to the exact account shown, not to the whole firm.

We cover 27 FundingPips accounts, all for CFD/FX trading: Zero (six sizes), 1 Step Flex (five sizes), and 2 Step in three variants, Standard and Flex (five sizes each) and Pro (six sizes). Each program and variant has its own rules, so a figure for one is never assumed for another.

The 2 Step Standard $100,000 account costs $652 one-time, sets profit targets of 8% then 5% across its two evaluation phases, and has an opening loss allowance of $10,000.

Zero is bought without an evaluation, so its figures apply to the funded account from the start. The Zero $100,000 account costs $444 one-time and has an opening loss allowance of $5,000.

Sources checked 19 September – 24 October 2026. Reviewed by a site member and AI assistants. Each source shows the date it was last checked. How we research

Programs and accounts

Every size FundingPips lists, with the list price and any other fees FundingPips states on its own pages. We review the ones marked: open a reviewed size for its main figures. A size we have not reviewed has no rules here, and a temporary offer shows only on a reviewed account.

CFD / FX

Compare this firm’s accounts: FundingPips, CFD / FX Choose up to 3 from the reviewed accounts below.

1 Step Flex

Sizes FundingPips lists, US-dollar accounts
AccountList priceOur review
$74 one-timeReviewed
$111 one-timeReviewed
$255 one-timeReviewed
$353 one-timeReviewed
$666 one-timeReviewed

Options FundingPips sells with these sizes (what they do)

  • Daily Loss 2%: −$22 on $5,000; −$34 on $10,000; −$63 on $25,000; −$84 on $50,000; −$137 on $100,000
  • Swap Free: +$7.40 on $5,000; +$11.10 on $10,000; +$25.50 on $25,000; +$35.30 on $50,000; +$66.60 on $100,000
  • Swing: +$7.40 on $5,000; +$11.10 on $10,000; +$25.50 on $25,000; +$35.30 on $50,000; +$66.60 on $100,000

List prices and option prices from FundingPips · Checkout (Configure a challenge) (opens in a new tab), checked 23 Oct 2026.

2 Step

Sizes FundingPips lists, US-dollar accounts
AccountVariantList priceOur review
Flex$35 one-timeReviewed
Flex$64 one-timeReviewed
Flex$175 one-timeReviewed
Flex$299 one-timeReviewed
Flex$555 one-timeReviewed
Pro$29 one-timeReviewed
Pro$55 one-timeReviewed
Pro$145 one-timeReviewed
Pro$249 one-timeReviewed
Pro$466 one-timeReviewed
Pro$919 one-timeReviewed
Standard$39 one-timeReviewed
Standard$72 one-timeReviewed
Standard$195 one-timeReviewed
Standard$349 one-timeReviewed
Standard$652 one-timeReviewed

Options FundingPips sells with these sizes (what they do)

  • Biweekly - 95%: +$0 on Flex $5,000, Flex $10,000, Flex $25,000, Flex $50,000, and Flex $100,000
  • Swap Free: +$3.50 on Flex $5,000; +$6.40 on Flex $10,000; +$17.50 on Flex $25,000; +$29.90 on Flex $50,000; +$55.50 on Flex $100,000; +$2.90 on Pro $5,000; +$5.50 on Pro $10,000; +$14.50 on Pro $25,000; +$24.90 on Pro $50,000; +$46.60 on Pro $100,000; +$91.90 on Pro $200,000; +$3.90 on Standard $5,000; +$7.20 on Standard $10,000; +$19.50 on Standard $25,000; +$34.90 on Standard $50,000; +$65.20 on Standard $100,000
  • Swing: +$3.50 on Flex $5,000; +$6.40 on Flex $10,000; +$17.50 on Flex $25,000; +$29.90 on Flex $50,000; +$55.50 on Flex $100,000; +$2.90 on Pro $5,000; +$5.50 on Pro $10,000; +$14.50 on Pro $25,000; +$24.90 on Pro $50,000; +$46.60 on Pro $100,000; +$91.90 on Pro $200,000; +$3.90 on Standard $5,000; +$7.20 on Standard $10,000; +$19.50 on Standard $25,000; +$34.90 on Standard $50,000; +$65.20 on Standard $100,000
  • Daily Loss 3%: −$7 on Standard $5,000; −$13 on Standard $10,000; −$35 on Standard $25,000; −$61 on Standard $50,000; −$108 on Standard $100,000

List prices and option prices from FundingPips · Checkout (Configure a challenge) (opens in a new tab), checked 23 Oct 2026.

Zero

Sizes FundingPips lists, US-dollar accounts
AccountList priceOur review
$60 one-timeReviewed
$88 one-timeReviewed
$188 one-timeReviewed
$244 one-timeReviewed
$444 one-timeReviewed
$888 one-timeReviewed

Options FundingPips sells with these sizes (what they do)

  • Swap Free: +$6 on $5,000; +$8.80 on $10,000; +$18.80 on $25,000; +$24.40 on $50,000; +$44.40 on $100,000; +$88.80 on $200,000

List prices and option prices from FundingPips · Checkout (Configure a challenge) (opens in a new tab), checked 23 Oct 2026.

Compare with other CFD / FX accounts

Recent changes

  • FundingPips lowers the prices of its $5,000, $10,000 and $25,000 2 Step accounts

    FundingPips · 2 Step Standard, 2 Step Flex, 2 Step Pro · 9 sizes, $5,000 to $25,000

    Previously recorded: Standard $44, $80 and $216; Flex $39, $70 and $188; Pro $33, $62 and $149. Newly observed: Standard $39, $72 and $195; Flex $35, $64 and $175; Pro $29, $55 and $145.

    Noticed · Date of the change not established; $50,000 and larger sizes unchanged.

View all FundingPips changes

Trading rules

CFD / FX

What each FundingPips CFD / FX account allows, in the evaluation and once funded
Stage1 Step Flex5 sizes, $5,000 to $100,0002 Step · Flex5 sizes, $5,000 to $100,0002 Step · Pro6 sizes, $5,000 to $200,0002 Step · Standard5 sizes, $5,000 to $100,000Zero6 sizes, $5,000 to $200,000
News trading
Evaluation
Allowed

No news restriction in the evaluation, but deliberately trading high-impact news to exploit the volatility closes the account.

Allowed

No news restriction in the evaluation, but deliberately trading high-impact news to exploit the volatility closes the account.

Allowed

No news restriction in the evaluation, but deliberately trading high-impact news to exploit the volatility closes the account.

Allowed

No news restriction in the evaluation, but deliberately trading high-impact news to exploit the volatility closes the account.

No evaluation
Funded
Restricted

Profit from trades opened or closed on the affected currency from 5 minutes before to 5 minutes after high-impact news, or from 5 minutes before a high-impact speech begins to 5 minutes after it ends, is deducted, unless the trade was opened 5 hours or more before. The trader is responsible if a deduction breaches the daily or maximum loss limit. Deliberately trading news closes the account.

Restricted

Profit from trades opened or closed on the affected currency from 5 minutes before to 5 minutes after high-impact news, or from 5 minutes before a high-impact speech begins to 5 minutes after it ends, is deducted, unless the trade was opened 5 hours or more before. The trader is responsible if a deduction breaches the daily or maximum loss limit. Deliberately trading news closes the account.

Restricted

Profit from trades opened or closed on the affected currency from 5 minutes before to 5 minutes after high-impact news, or from 5 minutes before a high-impact speech begins to 5 minutes after it ends, is deducted, unless the trade was opened 5 hours or more before. The trader is responsible if a deduction breaches the daily or maximum loss limit. Deliberately trading news closes the account.

Restricted

Profit from trades opened or closed on the affected currency from 5 minutes before to 5 minutes after high-impact news, or from 5 minutes before a high-impact speech begins to 5 minutes after it ends, is deducted, unless the trade was opened 5 hours or more before. The trader is responsible if a deduction breaches the daily or maximum loss limit. Deliberately trading news closes the account.

Prohibited

No position may be opened, closed or held on the affected currency from 10 minutes before to 10 minutes after high-impact news, or from 10 minutes before a high-impact speech begins to 10 minutes after it ends; doing so closes the account.

Overnight and weekend holding
Evaluation
Allowed
Allowed
Allowed
Allowed
No evaluation
Funded
Prohibited

Open positions are closed automatically every day (20:45-21:00 UTC in summer time, 21:45-22:00 UTC in winter time) unless the Swing add-on was bought at checkout; the closure is not a breach.

Prohibited

Open positions are closed automatically every day (20:45-21:00 UTC in summer time, 21:45-22:00 UTC in winter time) unless the Swing add-on was bought at checkout; the closure is not a breach.

Prohibited

Open positions are closed automatically every day (20:45-21:00 UTC in summer time, 21:45-22:00 UTC in winter time) unless the Swing add-on was bought at checkout; the closure is not a breach.

Prohibited

Open positions are closed automatically every day (20:45-21:00 UTC in summer time, 21:45-22:00 UTC in winter time) unless the Swing add-on was bought at checkout; the closure is not a breach.

Restricted

All positions must be closed before Friday's market close; holding any position over the weekend closes the account.

Expert advisors
Evaluation
Restricted

Both stages

Third-party EAs only as trade or risk managers; full automation only with your own EA and proof of ownership.

Restricted

Both stages

Third-party EAs only as trade or risk managers; full automation only with your own EA and proof of ownership.

Restricted

Both stages

Third-party EAs only as trade or risk managers; full automation only with your own EA and proof of ownership.

Restricted

Both stages

Third-party EAs only as trade or risk managers; full automation only with your own EA and proof of ownership.

No evaluation
Funded
Restricted

Third-party EAs only as trade or risk managers; full automation only with your own EA and proof of ownership.

Copying your own trades
Evaluation
Allowed

Both stages

Between your own FundingPips accounts, or from your account out to an external one. Copying into the account and copying between different traders' accounts are prohibited.

Allowed

Both stages

Between your own FundingPips accounts, or from your account out to an external one. Copying into the account and copying between different traders' accounts are prohibited.

Allowed

Both stages

Between your own FundingPips accounts, or from your account out to an external one. Copying into the account and copying between different traders' accounts are prohibited.

Allowed

Both stages

Between your own FundingPips accounts, or from your account out to an external one. Copying into the account and copying between different traders' accounts are prohibited.

No evaluation
Funded
Allowed

Between your own FundingPips accounts, or from your account out to an external one. Copying into the account and copying between different traders' accounts are prohibited.

Restricted means allowed only within a limit specific to the practice, given beneath it.Restricted means allowed only within a limit specific to the practice: the ⓘ beside a value gives it, with any other condition. A cell across both rows applies to both stages. Not stated means the firm does not say on the pages we read; it is not a permission. A program’s sizes share a column when their permissions read the same; a size that differs has its own. No evaluation means the account is funded from the start.

Contractual penalties

All 27 CFD / FX accounts
Prohibited practices (including gap trading, high-frequency trading, latency arbitrage, hedging, copying other traders and third-party account management) can lead to removed profits, declined rewards, disqualification and termination without a refund, and in serious or repeated cases exclusion from future participation; no fine is stated.

Costs and refunds

CFD / FX

Account currencies

Account currencies: All accounts are in US dollars; the price can be paid in USD, EUR, GBP, CHF, CAD or INR.

Official sources: FundingPips · Help: Get Started (checked 10 October 2026); FundingPips · Checkout (Configure a challenge) (checked 10 October 2026).

About this fact. The currencies the firm offers accounts in for this market, and how sizes and prices differ between them. The price you pay may be in another currency.

Resets

Resets: A breached account can be reset within 7 calendar days at a discount on its price: 12% off a Phase 1 reset, 10% off Phase 2 and 7% off a Master Account, keeping its size and platform; a reset Phase 2 or Master Account restarts at Phase 1. For Zero, FundingPips' pages differ: 20% off, or 7% after an inactivity breach.

Official sources: FundingPips · Help: Level Up Your Trading (checked 11 October 2026); FundingPips · Help: 2 Step Standard (checked 11 October 2026); FundingPips · Help: FundingPips Zero (checked 11 October 2026).

About this fact. Whether and when the firm lets you restart an evaluation account from its starting balance for a fee, and the terms it states. The fee for each size is in its program's table under Programs and accounts.

Options and add-ons

Options and add-ons: Chosen at checkout. Swing (+10% of the price) allows overnight and weekend holding on the Master Account. Swap Free (+10%, which needs Swing except on Zero) removes swap on Forex and Metals, with a higher commission. 2 Step Standard's 3% daily loss limit lowers the price and removes its minimum trading days; 1 Step Flex's 2% daily loss limit lowers the price. 2 Step Flex's 95% split costs the same and needs 3 profitable days of at least 0.5% in each phase and reward cycle.

Official sources: FundingPips · Help: News Trading & Weekend Holding (checked 10 October 2026); FundingPips · Help: 2 Step Standard (checked 10 October 2026); FundingPips · Checkout (Configure a challenge) (checked 10 October 2026).

About this fact. What the firm lets you add to an account when you buy it, such as swap-free trading or a higher reward share, what each option changes and on what terms. The price of each option for each size is under its program's table in Programs and accounts. Our reviews cover accounts without options.

Payment methods

Payment methods: Visa and Mastercard cards, Google Pay, Apple Pay, PayPal, Neteller, Skrill, Paysafecard and cryptocurrency; the methods offered and their fees can differ by region and payment method.

Official source: FundingPips · Help: Get Started (checked 10 October 2026).

About this fact. How the firm says you can pay for an account in this market, with the fees it states. Your bank or payment provider may charge more.

Fee per $1,000 of opening risk

1 Step Flex
$5,000: $123.33 · $10,000: $92.50 · $25,000: $85.00 · $50,000: $58.83 · $100,000: $55.50
2 Step · Flex
$5,000: $58.33 · $10,000: $53.33 · $25,000: $58.33 · $50,000: $49.83 · $100,000: $46.25
2 Step · Pro
$5,000: $96.67 · $10,000: $91.67 · $25,000: $96.67 · $50,000: $83.00 · $100,000: $77.67 · $200,000: $76.58
2 Step · Standard
$5,000: $78.00 · $10,000: $72.00 · $25,000: $78.00 · $50,000: $69.80 · $100,000: $65.20
Zero
$5,000: $240.00 · $10,000: $176.00 · $25,000: $150.40 · $50,000: $97.60 · $100,000: $88.80 · $200,000: $88.80

Activation fee

All 27 CFD / FX accounts
None

Platform and data fees

All 27 CFD / FX accounts
None

Fee refund with a reward

1 Step Flex · 5 sizes, $5,000 to $100,000
None: the 4th-reward registration fee refund does not apply to 1 Step Flex.
2 Step · Flex · 5 sizes, $5,000 to $100,000
None: the 4th-reward registration fee refund does not apply to 2 Step Flex.
2 Step · Pro · 6 sizes, $5,000 to $200,000
None: the 4th-reward registration fee refund does not apply to 2 Step Pro.
2 Step · Standard · 5 sizes, $5,000 to $100,000
The registration fee is refunded with the 4th reward on the Master Account.
Zero · 6 sizes, $5,000 to $200,000
None: the 4th-reward registration fee refund does not apply to Zero.

Cancellation refund

All 27 CFD / FX accounts
None: payments are final and fees are non-refundable, except where the law requires otherwise.

Payouts

CFD / FX

Payout methods

Payout methods: Card (Visa or Mastercard; Pay to Card in selected countries), crypto (USDT or USDC on ERC20), Rise ($500 minimum) or bank transfer ($500 minimum, selected regions). A reward can also pay for a new challenge or move to a Tradin account. Rewards go only to accounts in your own name.

Official source: FundingPips · Help: Reward Methods (checked 10 October 2026).

About this fact. How the firm says it sends payouts in this market, with the limits and fees it states. When a payout can be requested is a rule of each account.

Initial profit share

1 Step Flex · 5 sizes, $5,000 to $100,000
80%
2 Step · Flex · 5 sizes, $5,000 to $100,000
80%
2 Step · Pro · 6 sizes, $5,000 to $200,000
80%
2 Step · Standard · 5 sizes, $5,000 to $100,000
80%
Zero · 6 sizes, $5,000 to $200,000
95%

First and later payouts

1 Step Flex · 5 sizes, $5,000 to $100,000
Bi-Weekly: a reward every two weeks; Monthly: every 30 calendar days after the first trade on the Master Account.
2 Step · Flex · 5 sizes, $5,000 to $100,000
Every 14 calendar days after the first trade on the Master Account; the 14-day timer is the only requirement on the 80% split.
2 Step · Pro · 6 sizes, $5,000 to $200,000
Weekly: every 7 calendar days after the first trade on the Master Account; Monthly: every 30 calendar days.
2 Step · Standard · 5 sizes, $5,000 to $100,000
Weekly: 7 days after the first trade on the Master Account; Bi-Weekly: every 14 calendar days after it; Monthly: every 30 calendar days.
Zero · 6 sizes, $5,000 to $200,000
Every 14 calendar days after the first trade on the Master Account.

Payout minimums and caps

1 Step Flex · $5,000 / $10,000 / $25,000 / $50,000 / $100,000
Request at least 1% of the account size ($50 / $100 / $250 / $500 / $1,000) including FundingPips' split; Rise and bank transfer need $500; no cap stated.
2 Step · Flex · $5,000 / $10,000 / $25,000 / $50,000 / $100,000
Request at least 1% of the account size ($50 / $100 / $250 / $500 / $1,000) including FundingPips' split; Rise and bank transfer need $500; no cap stated.
2 Step · Pro · $5,000 / $10,000 / $25,000 / $50,000 / $100,000 / $200,000
Request at least 1% of the account size ($50 / $100 / $250 / $500 / $1,000 / $2,000) including FundingPips' split; Rise and bank transfer need $500; no cap stated.
2 Step · Standard · $5,000 / $10,000 / $25,000 / $50,000 / $100,000
Request at least 1% of the account size ($50 / $100 / $250 / $500 / $1,000) including FundingPips' split; Rise and bank transfer need $500; no cap stated.
Zero · $5,000 / $10,000 / $25,000 / $50,000 / $100,000 / $200,000
Request at least 1% of the account size ($50 / $100 / $250 / $500 / $1,000 / $2,000) including FundingPips' split; the first 3% of profit ($150 / $300 / $750 / $1,500 / $3,000 / $6,000) is not eligible; Rise and bank transfer need $500; no cap stated.

Funded consistency rules

1 Step Flex · $5,000 / $10,000 / $25,000 / $50,000 / $100,000
Monthly cycle: a 35% consistency score and 7 profitable days of at least 0.5% ($25 / $50 / $125 / $250 / $500) each. The Bi-Weekly cycle has no consistency rule stated.
2 Step · Flex · 5 sizes, $5,000 to $100,000
No consistency score on either Biweekly split; the 95% split needs 3 profitable days per cycle.
2 Step · Pro · $5,000 / $10,000 / $25,000 / $50,000 / $100,000 / $200,000
Monthly cycle: a 35% consistency score and 7 profitable days of at least 0.5% ($25 / $50 / $125 / $250 / $500 / $1,000) each. The Weekly cycle has no consistency rule stated.
2 Step · Standard · $5,000 / $10,000 / $25,000 / $50,000 / $100,000
Monthly cycle: a 35% consistency score and 7 profitable days of at least 0.5% ($25 / $50 / $125 / $250 / $500) each; none on the Weekly and Bi-Weekly cycles.
Zero · 6 sizes, $5,000 to $200,000
A 15% consistency score, 7 profitable days (0.25%+) in the rolling 30-day period, and the largest losing trade no larger than the largest winning trade.

Payout processing fees

All 27 CFD / FX accounts
No FundingPips fee is stated; crypto rewards (USDT or USDC on ERC20) are reduced by service fees, exchange rates and network fees, and transfers are subject to exchange rates and transaction fees.

Published processing time

All 27 CFD / FX accounts
Reward requests are processed within 1-3 working days, and funds can take a further 1-2 working days to arrive; card rewards are listed as instant to 1-5 days.

Who can trade

Can I trade with FundingPips?

CFD / FX

Minimum age

Minimum age: 18 or over

Official sources: FundingPips · Help: Get Started (checked 10 October 2026); FundingPips · Terms & Conditions (checked 24 October 2026).

About this fact. The youngest age at which the firm accepts a trader in this market. Identity checks and other conditions apply separately.

Trading platforms

Trading platforms: MetaTrader 5, MatchTrader and cTrader, chosen at checkout; cTrader adds $20 to the price.

Official sources: FundingPips · Checkout (Configure a challenge) (checked 10 October 2026); FundingPips · Help: Trade Copier (checked 10 October 2026).

About this fact. The platforms the firm offers in this market, with any limits by country and any extra charge. Each account's Platforms row shows this list.

Not served: residents of

Not served: residents of: Not verified

Not verified. We have not yet verified this for this account, so nothing is shown. It is not a zero and not a permission.

About this fact. The countries and regions the firm names for this market, from its own terms or help pages, and whether it applies to where you live, your citizenship or both. A firm can refuse others too, for example under sanctions rules or its own checks, so a place missing from the list is not a promise of acceptance.

Platform access and eligibility

All 27 CFD / FX accounts
MetaTrader 5, MatchTrader or cTrader (cTrader adds $20); 18 or over; residents of Iran, Vietnam and the United Arab Emirates are not accepted; identity verification (KYC) before trading the Master Account.

Questions answered

Company

Open a fact for what it rests on, anything that qualifies it, and the pages and public registers it comes from, with the date each was checked.

Official website

Official website: fundingpips.com

Official source: FundingPips · Homepage (checked 22 October 2026).

About this fact. The firm's own main website, where it publishes its programs and terms.

Founded

Founded: 2022

Official source: FundingPips · Homepage (checked 10 October 2026).

About this fact. The date the firm gives for the start of its brand, at the precision it gives. The companies behind a brand are often registered at other times; their registration dates are noted when they differ.

Headquarters

Headquarters: United Arab Emirates

Official source: FundingPips · Homepage (checked 10 October 2026).

About this fact. Where the firm says it is headquartered. A registered office is not treated as a headquarters unless the firm says so.

Support

Support: Live chat and email around the clock, and a Discord community.

Official sources: FundingPips · Homepage (checked 10 October 2026); FundingPips · Help: 2 Step Standard (checked 10 October 2026).

About this fact. How the firm says traders can reach it: channels, hours and languages. These are the firm's own statements, not measured response times.

Trustpilot score

Trustpilot score: 4.5 out of 570,331 reviews, 36,772 in the last 12 months; 82% five-star and 8% one-star. FundingPips replied to 97% of negative reviews. Profile claimed by FundingPips since October 2022. Trustpilot's score, not ours; read on 12 October 2026.

What reviewers say. Overwhelmingly positive. Reviewers praise quick, dependable payouts, fast and professional support, a platform that is easy to use with clear rules, and quick onboarding. Complaints mention accounts being restricted unexpectedly, changes to payout conditions, and lower leverage. Our summary of Trustpilot's AI summary of 35,166 recent reviews.

Conditions and limits. Trustpilot shows that FundingPips invites its customers to review and has a paid Trustpilot subscription.

Source: Trustpilot · FundingPips reviews (checked 12 October 2026).

About this fact. Trustpilot's own TrustScore for the firm, out of 5, with its review count and the date we read it. It is Trustpilot's figure, not ours, and we never use it to rank or rate firms. Reviews come from people who choose to post them, firms can invite customers to review, and Trustpilot says it does not fact-check reviews. When Trustpilot shows an alert on the firm's profile, we show it with the score, word for word, with Trustpilot's name for its type. When Trustpilot shows no score for the firm, we say so and quote what it shows instead, with any alert, and show none of the review figures. A score says nothing about any one account's rules or payouts.

The companies behind FundingPips

What each company does is as FundingPips describes it on its own pages; registration details come from those pages and, where we checked, a public register.

FundingPips Corp Comoros
operator
All one company FundingPips names, with registrations

FundingPips Corp Comoros

What it does
What it does: operator

Official source: FundingPips · Homepage (checked 10 October 2026).

About this fact. This company's part in the firm's business, as the firm's own terms and pages describe it.

Registration
Registration: HY01223081Registered in Comoros.

Official source: FundingPips · Homepage (checked 10 October 2026).

About this fact. The company's registration number as the firm gives it, and what a public company register shows where we have checked one. A company registration is not a licence to provide financial services.

Official sources

15 FundingPips pages support the figures for these accounts. The information button beside each figure shows which pages support it and when each was checked.

All 15 pages

Figures from release pfw-release-2026-10-24-pilot-2, approved 24 October 2026. Sources checked 19 September – 24 October 2026. Reviewed by a site member and AI assistants.