Prop firm

FXIFY

Founded
2023
Headquarters
United Kingdom
Trustpilot
4.3 out of 5Trustpilot's score, not ours; read 5 Nov 2026
Programs
Crypto Instant Funding, Crypto Standard (1 Step), Instant Funding, Lightning Challenge, One Phase, Three Phase, Two PhaseCFD/FX

FXIFY lists 64 account sizes across seven programs; we review 64 of them in detail so far. Each figure applies to the exact account shown, not to the whole firm.

Sources checked 19 September – 7 November 2026. Reviewed by a site member and AI assistants. Each source shows the date it was last checked. How we research

Programs and accounts

Every size FXIFY lists, with the list price and any other fees FXIFY states on its own pages. We review the ones marked: open a reviewed size for its main figures. A size we have not reviewed has no rules here, and a temporary offer shows only on a reviewed account.

CFD/FX

Compare this firm’s accounts: FXIFY, CFD/FX Choose up to 3 from the reviewed accounts below.

Crypto Instant Funding

Sizes FXIFY lists, US-dollar accounts. No fee once funded and no reset fee, as FXIFY states
AccountList priceOur review
$125 one-timeReviewed
$250 one-timeReviewed
$525 one-timeReviewed
$999 one-timeReviewed
$1,999 one-timeReviewed

List prices from FXIFY · Checkout (opens in a new tab) and FXIFY · Crypto (opens in a new tab), checked 6 Nov 2026.Fees once funded from FXIFY · FAQ: Are There Any Other Fees Other Than the Initial Assessment? (opens in a new tab), checked 6 Nov 2026.Reset fees from FXIFY · FAQ: [Crypto Account] - How do I request a retry or reset if needed? (opens in a new tab), checked 6 Nov 2026.

Crypto Standard (1 Step)

Sizes FXIFY lists, US-dollar accounts. No fee once funded and no reset fee, as FXIFY states
AccountList priceOur review
$59 one-timeReviewed
$99 one-timeReviewed
$249 one-timeReviewed
$499 one-timeReviewed
$999 one-timeReviewed

List prices from FXIFY · Checkout (opens in a new tab) and FXIFY · Crypto (opens in a new tab), checked 6 Nov 2026.Fees once funded from FXIFY · FAQ: Are There Any Other Fees Other Than the Initial Assessment? (opens in a new tab), checked 6 Nov 2026.Reset fees from FXIFY · FAQ: [Crypto Account] - How do I request a retry or reset if needed? (opens in a new tab), checked 6 Nov 2026.

Instant Funding

Sizes FXIFY lists, US-dollar accounts. No fee once funded and no reset fee, as FXIFY states
AccountVariantList priceOur review
Lite$19 one-timeReviewed
Lite$44 one-timeReviewed
Lite$89 one-timeReviewed
Lite$169 one-timeReviewed
Lite$289 one-timeReviewed
Standard$69 one-timeReviewed
Standard$119 one-timeReviewed
Standard$229 one-timeReviewed
Standard$449 one-timeReviewed
Standard$899 one-timeReviewed
Standard$1,749 one-timeReviewed
Standard$2,499 one-timeReviewed
Standard$4,249 one-timeReviewed

List prices from FXIFY · Checkout (opens in a new tab) and FXIFY · Programs: Instant Funding (opens in a new tab), checked 6 Nov 2026.Fees once funded from FXIFY · FAQ: Are There Any Other Fees Other Than the Initial Assessment? (opens in a new tab), checked 6 Nov 2026.Reset fees from FXIFY · FAQ: [Instant Funding] How do I request a retry or reset if needed? (opens in a new tab) and FXIFY · FAQ: [Instant Funding Lite] How do I request a retry or reset if needed? (opens in a new tab), checked 6 Nov 2026.

Lightning Challenge

Sizes FXIFY lists, US-dollar accounts. No fee once funded, as FXIFY states
AccountList priceOur review
$59 one-timeReviewed
$149 one-timeReviewed
$249 one-timeReviewed
$399 one-timeReviewed

List prices from FXIFY · Checkout (opens in a new tab) and FXIFY · Programs: Lightning Challenge (opens in a new tab), checked 6 Nov 2026.Fees once funded from FXIFY · FAQ: Are There Any Other Fees Other Than the Initial Assessment? (opens in a new tab), checked 6 Nov 2026.

One Phase

Sizes FXIFY lists, US-dollar accounts. No fee once funded, as FXIFY states
AccountList priceOur review
$59 one-timeReviewed
$89 one-timeReviewed
$119 one-timeReviewed
$199 one-timeReviewed
$379 one-timeReviewed
$549 one-timeReviewed
$1,049 one-timeReviewed
$2,950 one-timeReviewed

Options FXIFY sells with these sizes (what they do)

  • Bi-Weekly Payouts: +5% on every size
  • Increase Leverage: +25% on every size
  • Increase Profit Split: +20% on every size
  • Performance Protect: +15% on every size

List prices and option prices from FXIFY · Checkout (opens in a new tab), checked 6 Nov 2026.List prices from FXIFY · Programs: One Phase (opens in a new tab), checked 6 Nov 2026.Fees once funded from FXIFY · FAQ: Are There Any Other Fees Other Than the Initial Assessment? (opens in a new tab), checked 6 Nov 2026.

Three Phase

Sizes FXIFY lists, US-dollar accounts. No fee once funded, as FXIFY states
AccountList priceOur review
$39 one-timeReviewed
$59 one-timeReviewed
$79 one-timeReviewed
$149 one-timeReviewed
$249 one-timeReviewed
$399 one-timeReviewed
$799 one-timeReviewed
$1,599 one-timeReviewed

Options FXIFY sells with these sizes (what they do)

  • Bi-Weekly Payouts: +5% on every size
  • Increase Leverage: +25% on every size
  • Increase Profit Split: +20% on every size
  • Performance Protect: +15% on every size

List prices and option prices from FXIFY · Checkout (opens in a new tab), checked 6 Nov 2026.List prices from FXIFY · Programs: Three Phase (opens in a new tab), checked 6 Nov 2026.Fees once funded from FXIFY · FAQ: Are There Any Other Fees Other Than the Initial Assessment? (opens in a new tab), checked 6 Nov 2026.

Two Phase

Sizes FXIFY lists, US-dollar accounts. No fee once funded, as FXIFY states
AccountVariantList priceReset feeOur review
Classic$59 one-timeNot verifiedReviewed
Classic$89 one-timeNot verifiedReviewed
Classic$119 one-timeNot verifiedReviewed
Classic$199 one-timeNot verifiedReviewed
Classic$379 one-timeNot verifiedReviewed
Classic$549 one-timeNot verifiedReviewed
Pro$129 one-timeNoneReviewed
Pro$225 one-timeNoneReviewed
Pro$375 one-timeNoneReviewed
Pro$599 one-timeNoneReviewed
Pro$849 one-timeNoneReviewed
Pro$1,099 one-timeNoneReviewed
Pro$1,350 one-timeNoneReviewed
Standard$59 one-timeNot verifiedReviewed
Standard$89 one-timeNot verifiedReviewed
Standard$119 one-timeNot verifiedReviewed
Standard$199 one-timeNot verifiedReviewed
Standard$379 one-timeNot verifiedReviewed
Standard$549 one-timeNot verifiedReviewed
Standard$1,049 one-timeNot verifiedReviewed
Standard$2,950 one-timeNot verifiedReviewed

Options FXIFY sells with these sizes (what they do)

  • Bi-Weekly Payouts: +5% on Classic $5,000, Classic $10,000, Classic $15,000, Classic $25,000, Classic $50,000, Classic $100,000, Standard $5,000, Standard $10,000, Standard $15,000, Standard $25,000, Standard $50,000, Standard $100,000, Standard $200,000, and Standard $400,000
  • Increase Leverage: +25% on Classic $5,000, Classic $10,000, Classic $15,000, Classic $25,000, Classic $50,000, Classic $100,000, Standard $5,000, Standard $10,000, Standard $15,000, Standard $25,000, Standard $50,000, Standard $100,000, Standard $200,000, and Standard $400,000
  • Increase Profit Split: +20% on Classic $5,000, Classic $10,000, Classic $15,000, Classic $25,000, Classic $50,000, Classic $100,000, Standard $5,000, Standard $10,000, Standard $15,000, Standard $25,000, Standard $50,000, Standard $100,000, Standard $200,000, and Standard $400,000
  • Performance Protect: +15% on Classic $5,000, Classic $10,000, Classic $15,000, Classic $25,000, Classic $50,000, Classic $100,000, Standard $5,000, Standard $10,000, Standard $15,000, Standard $25,000, Standard $50,000, Standard $100,000, Standard $200,000, and Standard $400,000

List prices and option prices from FXIFY · Checkout (opens in a new tab), checked 6 Nov 2026.List prices from FXIFY · Programs: Two Phase (opens in a new tab), checked 6 Nov 2026.Fees once funded from FXIFY · FAQ: Are There Any Other Fees Other Than the Initial Assessment? (opens in a new tab), checked 6 Nov 2026.Reset fees from FXIFY · FAQ: [2 Phase Pro] How do I request a retry or reset if needed? (opens in a new tab), checked 6 Nov 2026.Reset terms are under Costs and refunds.

Compare with other CFD/FX accounts

Recent changes

No changes recorded for FXIFY yet. Having no record does not mean that nothing changed. The official pages behind our current FXIFY data were last checked on .

View all FXIFY changes

Trading rules

CFD/FX

What each FXIFY CFD/FX account allows, in the evaluation and once funded
StageCrypto Instant Funding5 sizes, $5,000 to $100,000Crypto Standard (1 Step)5 sizes, $5,000 to $100,000Instant Funding · Lite5 sizes, $2,500 to $50,000Instant Funding · Standard8 sizes, $1,000 to $100,000Lightning Challenge4 sizes, $10,000 to $100,000One Phase8 sizes, $5,000 to $400,000Three Phase8 sizes, $5,000 to $400,000Two Phase · Classic6 sizes, $5,000 to $100,000Two Phase · Pro7 sizes, $10,000 to $250,000Two Phase · Standard8 sizes, $5,000 to $400,000
News trading
Evaluation
No evaluation
Restricted

Both stages

No trades or orders from 5 minutes before to 5 minutes after a high-impact news release; profit from trades in that window is disregarded.

No evaluation
No evaluation
Restricted

Both stages

No trading from 5 minutes before to 5 minutes after a high-impact (major) news event.

Allowed

Both stages

Allowed

Both stages

Allowed

Both stages

Allowed

Both stages

Allowed

Both stages

Funded
Restricted

No trades or orders from 5 minutes before to 5 minutes after a high-impact news release; profit from trades in that window is disregarded.

Restricted

No trades or orders from 5 minutes before to 5 minutes after a high-impact news event; trades in that window do not count toward payouts.

Restricted

No trades or orders from 5 minutes before to 5 minutes after a high-impact news event; trades in that window do not count toward payouts.

Overnight and weekend holding
Evaluation
No evaluation
Allowed

Both stages

No evaluation
No evaluation
Allowed

Both stages

Allowed

Both stages

Allowed

Both stages

Allowed

Both stages

Allowed

Both stages

Allowed

Both stages

Funded
Allowed
Restricted

No weekend holding: all positions must be closed before 3:45 PM EST on Friday, or FXIFY closes them.

Restricted

No weekend holding: all positions must be closed before 3:45 PM EST on Friday, or FXIFY closes them.

Expert advisors
Evaluation
No evaluation
Prohibited

Both stages

No evaluation
No evaluation
Prohibited

Both stages

Restricted

Both stages

Only after FXIFY support has reviewed and pre-approved the EA.

Restricted

Both stages

Only after FXIFY support has reviewed and pre-approved the EA.

Restricted

Both stages

Only after FXIFY support has reviewed and pre-approved the EA.

Restricted

Both stages

Only after FXIFY support has reviewed the EA.

Restricted

Both stages

Only after FXIFY support has reviewed and pre-approved the EA.

Funded
Prohibited
Prohibited
Prohibited
Copying your own trades
Evaluation
No evaluation
Prohibited

Both stages

No evaluation
No evaluation
Prohibited

Both stages

Restricted

Both stages

Between your own FXIFY accounts and from them to other accounts; copying into FXIFY from another account needs approval, with a trading statement of at least 30 days; copying a third party is a violation.

Restricted

Both stages

Between your own FXIFY accounts and from them to other accounts; copying into FXIFY from another account needs approval, with a trading statement of at least 30 days; copying a third party is a violation.

Restricted

Both stages

Between your own FXIFY accounts and from them to other accounts; copying into FXIFY from another account needs approval, with a trading statement of at least 30 days; copying a third party is a violation.

Restricted

Both stages

Only when the Pro account is the master account others copy from.

Restricted

Both stages

Between your own FXIFY accounts and from them to other accounts; copying into FXIFY from another account needs approval, with a trading statement of at least 30 days; copying a third party is a violation.

Funded
Prohibited
Prohibited
Prohibited

Restricted means allowed only within a limit specific to the practice, given beneath it.Restricted means allowed only within a limit specific to the practice: the ⓘ beside a value gives it, with any other condition. A cell across both rows applies to both stages. Not stated means the firm does not say on the pages we read; it is not a permission. A program’s sizes share a column when their permissions read the same; a size that differs has its own. No evaluation means the account is funded from the start.

Contractual penalties

Crypto Instant Funding · 5 sizes, $5,000 to $100,000
Breaking the daily limit, reaching the 6% drawdown or 7 days without a trade ends the account; trades in the news window do not count. Prohibited strategies are those of the regular challenges, and EAs, bots and copy trading are not allowed.
Crypto Standard (1 Step) · 5 sizes, $5,000 to $100,000
Breaking the daily limit or reaching the 6% drawdown ends trading on the account; trades in the news window do not count. Prohibited strategies are those of the regular challenges.
Instant Funding · Lite · 5 sizes, $2,500 to $50,000
Any rule violation, including the drawdowns and trading restrictions, breaches the account; profit from trades in the news window is disregarded.
Instant Funding · Standard · 8 sizes, $1,000 to $100,000
Any rule broken (the drawdowns, EAs, bots or copy trading, prohibited strategies, news, the allocation, risk management, 60 days without a trade) breaches the account. Performance Protect is not offered, so profit in a breached account is forfeited.
Lightning Challenge · 4 sizes, $10,000 to $100,000
Hitting the daily or the max drawdown (also once it locks at the starting balance), missing the target or the consistency rule within the 5 trading days, or a third trade without a stop loss breaches the account; the first two trades without a stop loss are closed automatically.
One Phase · 8 sizes, $5,000 to $400,000
Breaking a rule (the daily loss limit, the max drawdown, 60 days without a trade) ends the account: no further trading, the fee is forfeited, and profit in a breached funded account is lost unless Performance Protect was bought. Prohibited strategies (high-frequency trading, reverse and group hedging, latency arbitrage, statistical arbitrage across accounts and others) lead to termination and void profits.
Three Phase · 8 sizes, $5,000 to $400,000
Breaking a rule (the daily loss limit, the max drawdown, 60 days without a trade) ends the account: no further trading, the fee is forfeited, and profit in a breached funded account is lost unless Performance Protect was bought. Prohibited strategies (high-frequency trading, reverse and group hedging, latency arbitrage, statistical arbitrage across accounts and others) lead to termination and void profits.
Two Phase · Classic · 6 sizes, $5,000 to $100,000
Breaking a rule (the daily loss limit, the max drawdown, 60 days without a trade) ends the account: no further trading, the fee is forfeited, and profit in a breached funded account is lost unless Performance Protect was bought. Prohibited strategies (high-frequency trading, reverse and group hedging, latency arbitrage, statistical arbitrage across accounts and others) lead to termination and void profits.
Two Phase · Pro · 7 sizes, $10,000 to $250,000
A daily-loss breach is a hard breach that closes the account; using an EA without approval can breach it, and significant risk on news can lead to a ban. Prohibited strategies are those of the standard challenges: they lead to termination and void profits.
Two Phase · Standard · 8 sizes, $5,000 to $400,000
Breaking a rule (the daily loss limit, the max drawdown, 60 days without a trade) ends the account: no further trading, the fee is forfeited, and profit in a breached funded account is lost unless Performance Protect was bought. Prohibited strategies (high-frequency trading, reverse and group hedging, latency arbitrage, statistical arbitrage across accounts and others) lead to termination and void profits.

Costs and refunds

CFD/FX

Account currencies

Account currencies: US dollars, our reading: no page states the account currency, but every size, price, target and payout minimum is given in dollars, and crypto symbols are quoted against Tether.

Official sources: FXIFY · Checkout (checked 7 November 2026); FXIFY · Programs: One Phase (checked 7 November 2026); FXIFY · FAQ: [Crypto Account] - What instruments/crypto do you offer? (checked 7 November 2026).

About this fact. The currencies the firm offers accounts in for this market, and how sizes and prices differ between them. The price you pay may be in another currency.

Resets

Resets: None on Two Phase Pro, Instant Funding (Standard and Lite) and the crypto plans: after a breach, a new account has to be bought. No page describes a reset for One Phase, Two Phase Classic and Standard, Three Phase or Lightning; the FAQ says a trader can always start again from One Phase at a discounted rate.

Official sources: FXIFY · FAQ: [2 Phase Pro] How do I request a retry or reset if needed? (checked 6 November 2026); FXIFY · FAQ: [Instant Funding] How do I request a retry or reset if needed? (checked 6 November 2026); FXIFY · FAQ: [Instant Funding Lite] How do I request a retry or reset if needed? (checked 6 November 2026); FXIFY · FAQ: [Crypto Account] - How do I request a retry or reset if needed? (checked 6 November 2026); FXIFY · FAQ: If I breach the rules, what happens next? (checked 6 November 2026).

About this fact. Whether and when the firm lets you restart an evaluation account from its starting balance for a fee, and the terms it states. The fee for each size is in its program's table under Programs and accounts.

Options and add-ons

Options and add-ons: At checkout, One Phase, Two Phase Standard and Three Phase offer four add-ons, priced as a share of the fee: Increase Leverage (+25%, 50:1 on FX and gold), Increase Profit Split (+20%, a 90/10 split), Bi-Weekly Payouts (+5%, instead of monthly) and Performance Protect (+15%, which keeps profit claimable after a breach). Sources differ on the others. The Two Phase Classic checkout shows the same four next to its payout choice (14 days with an 80% split, or 30 days with 100%), though its FAQ says Classic has no add-ons. Two Phase Pro, Instant Funding, Lightning and the crypto plans show none at checkout, but the Instant Funding, Instant Funding Lite and Lightning FAQs name an add-on raising the split from 80% to 90% (Lightning also a No Stop-Loss add-on, for 5% of the fee). The platform and the price feed (Raw spreads with commission, or All-In) are also chosen at checkout.

Official sources: FXIFY · Checkout (checked 7 November 2026); FXIFY · FAQ: Everything you need to know about the 2 Phase Static Account (checked 7 November 2026); FXIFY · FAQ: [Instant Funding] What are the add-ons available for instant funding? (checked 7 November 2026); FXIFY · FAQ: [Instant Funding Lite] What are the add-ons available for Instant Funding Lite? (checked 7 November 2026); FXIFY · FAQ: [Lightning Plan] What add-ons are available for Lightning Plan accounts? (checked 7 November 2026); FXIFY · FAQ: Performance Protect (checked 7 November 2026).

About this fact. What the firm lets you add to an account when you buy it, such as swap-free trading or a higher reward share, what each option changes and on what terms. The price of each option for each size is under its program's table in Programs and accounts. Our reviews cover accounts without options.

Payment methods

Payment methods: No page lists the payment methods. The FAQ mentions paying by cryptocurrency (an underpayment is sent back to the wallet it came from, and crypto payments can take longer) and charges that appear in FXIFY's name on statements. Only the person trading an account may buy it: accounts bought by a third party can be terminated.

Official sources: FXIFY · FAQ: Underpayment (checked 6 November 2026); FXIFY · FAQ: When Will I Receive My FXIFY Challenge Account Details? (checked 6 November 2026); FXIFY · FAQ: How will I see the charge on my Statement? (checked 6 November 2026); FXIFY · FAQ: What is your policy on third-party purchases? (checked 6 November 2026).

About this fact. How the firm says you can pay for an account in this market, with the fees it states. Your bank or payment provider may charge more.

Fee per $1,000 of opening risk

Crypto Instant Funding
$5,000: $416.67 · $10,000: $416.67 · $25,000: $350.00 · $50,000: $333.00 · $100,000: $333.17
Crypto Standard (1 Step)
$5,000: $196.67 · $10,000: $165.00 · $25,000: $166.00 · $50,000: $166.33 · $100,000: $166.50
Instant Funding · Lite
$2,500: $190.00 · $5,000: $220.00 · $10,000: $222.50 · $25,000: $169.00 · $50,000: $144.50
Instant Funding · Standard
$1,000: $862.50 · $2,500: $595.00 · $5,000: $572.50 · $10,000: $561.25 · $25,000: $449.50 · $50,000: $437.25 · $75,000: $416.50 · $100,000: $531.13
Lightning Challenge
$10,000: $147.50 · $25,000: $149.00 · $50,000: $124.50 · $100,000: $99.75
One Phase
$5,000: $196.67 · $10,000: $148.33 · $15,000: $132.22 · $25,000: $132.67 · $50,000: $126.33 · $100,000: $91.50 · $200,000: $87.42 · $400,000: $122.92
Three Phase
$5,000: $156.00 · $10,000: $118.00 · $15,000: $105.33 · $25,000: $119.20 · $50,000: $99.60 · $100,000: $79.80 · $200,000: $79.90 · $400,000: $79.95
Two Phase · Classic
$5,000: $118.00 · $10,000: $89.00 · $15,000: $79.33 · $25,000: $79.60 · $50,000: $75.80 · $100,000: $54.90
Two Phase · Pro
$10,000: $161.25 · $25,000: $112.50 · $50,000: $93.75 · $100,000: $74.88 · $150,000: $70.75 · $200,000: $68.69 · $250,000: $67.50
Two Phase · Standard
$5,000: $118.00 · $10,000: $89.00 · $15,000: $79.33 · $25,000: $79.60 · $50,000: $75.80 · $100,000: $54.90 · $200,000: $52.45 · $400,000: $73.75

Activation fee

All 64 CFD/FX accounts
None

Platform and data fees

All 64 CFD/FX accounts
None

Fee refund with a reward

Crypto Instant Funding · 5 sizes, $5,000 to $100,000
None: no refund comes with withdrawals on the crypto accounts.
Crypto Standard (1 Step) · 5 sizes, $5,000 to $100,000
None: no refund comes with withdrawals on the crypto accounts.
Instant Funding · Lite · 5 sizes, $2,500 to $50,000
None: there is no refund of the fee on Instant Funding Lite.
Instant Funding · Standard · 8 sizes, $1,000 to $100,000
None: Instant Funding includes no refund with the first withdrawal.
Lightning Challenge · 4 sizes, $10,000 to $100,000
The fee is refunded in full with the first withdrawal.
One Phase · 8 sizes, $5,000 to $400,000
The fee, add-ons included, is refunded in full with the first withdrawal; if the account breaches without profit there is no refund, unless Performance Protect was bought.
Three Phase · 8 sizes, $5,000 to $400,000
The fee, add-ons included, is refunded in full with the first withdrawal; if the account breaches without profit there is no refund, unless Performance Protect was bought.
Two Phase · Classic · 6 sizes, $5,000 to $100,000
None: the Classic plan includes no refund of the fee with the first payout.
Two Phase · Pro · 7 sizes, $10,000 to $250,000
None: the Pro plan includes no refund of the fee with withdrawals.
Two Phase · Standard · 8 sizes, $5,000 to $400,000
The fee, add-ons included, is refunded in full with the first withdrawal; if the account breaches without profit there is no refund, unless Performance Protect was bought.

Cancellation refund

All 64 CFD/FX accounts
No refund once the first trade is placed. Misrepresenting the country you are based in risks losing a live account and the refund.

Payouts

CFD/FX

Payout methods

Payout methods: Through Rise (Rise Works Solutions), requested from the trader dashboard; the Rise account must use the same email as the FXIFY account and pass Rise's own KYC. In Ukraine, where Rise is not available, payouts are made in crypto (USDC or USDT); in US states Rise cannot serve, by another method. Rise may charge a withdrawal fee of its own.

Official sources: FXIFY · FAQ: How do I withdraw my profits? (checked 6 November 2026); FXIFY · FAQ: How to verify my account? (checked 6 November 2026); FXIFY · FAQ: Ukraine - Payout information (checked 6 November 2026); FXIFY · FAQ: Payouts - What if I am in a state Rise does not service? (checked 6 November 2026); FXIFY · FAQ: [Crypto Account] - Are there any commission, hidden fees or costs I should be aware of? (checked 6 November 2026).

About this fact. How the firm says it sends payouts in this market, with the limits and fees it states. When a payout can be requested is a rule of each account.

Initial profit share

Crypto Instant Funding · 5 sizes, $5,000 to $100,000
80%
Crypto Standard (1 Step) · 5 sizes, $5,000 to $100,000
80%
Instant Funding · Lite · 5 sizes, $2,500 to $50,000
80%
Instant Funding · Standard · 8 sizes, $1,000 to $100,000
80%
Lightning Challenge · 4 sizes, $10,000 to $100,000
80%
One Phase · 8 sizes, $5,000 to $400,000
80%
Three Phase · 8 sizes, $5,000 to $400,000
80%
Two Phase · Classic · 6 sizes, $5,000 to $100,000
80%
Two Phase · Pro · 7 sizes, $10,000 to $250,000
80%
Two Phase · Standard · 8 sizes, $5,000 to $400,000
80%

First and later payouts

Crypto Instant Funding · 5 sizes, $5,000 to $100,000
Every 14 days from the first trade, with the 25% consistency rule and the minimum amount met. Trading is disabled while a request is open.
Crypto Standard (1 Step) · 5 sizes, $5,000 to $100,000
Every 14 days from the first trade on the funded account (with the 100% option, once a month), with at least 7 trading days in the 14-day cycle and the 25% consistency rule met. Trading is disabled while a request is open.
Instant Funding · Lite · 5 sizes, $2,500 to $50,000
First payout after at least 5 trading days and 10 days in total from the first trade, with the 20% consistency rule met; then every 10 days.
Instant Funding · Standard · 8 sizes, $1,000 to $100,000
First payout 14 days after the first trade; then every 14 days. Before a payout: KYC with FXIFY, the signed trader contract and a verified Rise account.
Lightning Challenge · 4 sizes, $10,000 to $100,000
First payout 7 days after the first trade on the funded account, with at least 3 trading days and the 30% consistency rule met; then every 14 days. Trading is disabled while a payout is pending.
One Phase · 8 sizes, $5,000 to $400,000
First payout on demand, once the first trade on the funded account is closed, with at least 5 trading days. After that, once a month, or every 14 days with the Bi-Weekly Payouts add-on (+5% of the fee). The account is read-only while a request is pending.
Three Phase · 8 sizes, $5,000 to $400,000
First payout on demand, once the first trade on the funded account is closed, with at least 5 trading days. After that, once a month, or every 14 days with the Bi-Weekly Payouts add-on (+5% of the fee). The account is read-only while a request is pending.
Two Phase · Classic · 6 sizes, $5,000 to $100,000
Every 14 days, counted from the first trade on the funded account (with the 30-day option, every 30 days); not on demand. The account is read-only while a request is pending.
Two Phase · Pro · $10,000 / $25,000 / $50,000 / $100,000 / $150,000 / $200,000 / $250,000
First payout 10 calendar days after the first trade, with 3 profitable days (0.5% of the starting balance, $50 / $125 / $250 / $500 / $750 / $1,000 / $1,250, on the balance and the equity at 5 PM EST); then every 10 days. Not on demand.
Two Phase · Standard · 8 sizes, $5,000 to $400,000
First payout on demand, once the first trade on the funded account is closed, with at least 5 trading days. After that, once a month, or every 14 days with the Bi-Weekly Payouts add-on (+5% of the fee). The account is read-only while a request is pending.

Payout minimums and caps

Crypto Instant Funding · $5,000 / $10,000 / $25,000 / $50,000 / $100,000
$50 / $100 / $250 / $500 / $750 minimum on the $5,000 / $10,000 / $25,000 / $50,000 / $100,000 account, and no maximum.
Crypto Standard (1 Step) · 5 sizes, $5,000 to $100,000
$50 minimum and no maximum.
Instant Funding · Lite · 5 sizes, $2,500 to $50,000
$50 minimum and no maximum. Withdrawing all the profit puts the account at risk of a breach, since the drawdown locks at the starting balance after a payout.
Instant Funding · Standard · 8 sizes, $1,000 to $100,000
$50 minimum (the profit needed to request) and no maximum. Withdrawing all the profit forfeits the account, since the drawdown locks at the starting balance after a payout.
Lightning Challenge · 4 sizes, $10,000 to $100,000
$50 minimum and no cap stated: a full withdrawal is allowed, but it forfeits the funded account.
One Phase · 8 sizes, $5,000 to $400,000
$50 minimum and no limit on the amount. Withdrawing all the profit is allowed but forfeits the funded account, since the drawdown locks at the starting balance after a payout.
Three Phase · 8 sizes, $5,000 to $400,000
$50 minimum and no limit on the amount.
Two Phase · Classic · 6 sizes, $5,000 to $100,000
$50 minimum and no limit on the amount.
Two Phase · Pro · $10,000 / $25,000 / $50,000 / $100,000 / $150,000
$50 minimum (FXIFY's minimum for all account types). Each of the first two withdrawals is capped at 5% of the starting balance ($500 / $1,250 / $2,500 / $5,000 / $7,500); profit above the cap is removed. Later payouts have no cap.
Two Phase · Pro · $200,000 and $250,000
$50 minimum (FXIFY's minimum for all account types). Each of the first two withdrawals is capped at $8,000; profit above the cap is removed. Later payouts have no cap.
Two Phase · Standard · 8 sizes, $5,000 to $400,000
$50 minimum and no limit on the amount. Withdrawing all the profit is allowed but forfeits the funded account, since the drawdown locks at the starting balance after a payout.

Funded consistency rules

Crypto Instant Funding · 5 sizes, $5,000 to $100,000
A 25% consistency rule: no single day's profit may exceed 25% of the total profit for the payout period. The crypto page also lists 7 minimum trading days.
Crypto Standard (1 Step) · 5 sizes, $5,000 to $100,000
A 25% consistency rule in the funded account only: no single day's profit may exceed 25% of the total profit for the payout period. At least 7 trading days in every 14-day payout cycle (a day with at least one trade opened or closed).
Instant Funding · Lite · 5 sizes, $2,500 to $50,000
A 20% consistency rule: before a payout, the best day's profit may be at most a fifth of the total profit; there is no time limit to meet it. At least 5 trading days and 10 days in total from the first trade.
Instant Funding · Standard · 8 sizes, $1,000 to $100,000
No consistency rule and no minimum of trading days.
Lightning Challenge · 4 sizes, $10,000 to $100,000
A 30% consistency rule in the funded account too: no single day's profit may exceed 30% of the total profit for a withdrawal. At least 3 trading days.
One Phase · 8 sizes, $5,000 to $400,000
No consistency rule is shown for One Phase. At least 5 trading days before the first payout.
Three Phase · 8 sizes, $5,000 to $400,000
No consistency rule is shown for Three Phase. At least 5 trading days before the first payout.
Two Phase · Classic · 6 sizes, $5,000 to $100,000
A 25% consistency rule in the funded account: before each withdrawal, the highest daily profit must be 25% or less of the total profit (a $1,000 best day needs $4,000 of total profit), and the highest daily profit carries over after a withdrawal. None in the evaluation phases.
Two Phase · Pro · 7 sizes, $10,000 to $250,000
No consistency rule is shown for Pro. Profit is capped at $4,000 per trading day in every stage: once reached, trading is closed until the next trading day. At least 3 profitable days before a payout.
Two Phase · Standard · 8 sizes, $5,000 to $400,000
No consistency rule is shown for Two Phase Standard. At least 5 trading days before the first payout.

Payout processing fees

All 64 CFD/FX accounts
None from FXIFY: payouts are paid through Rise, which may charge a withdrawal fee of its own.

Published processing time

All 64 CFD/FX accounts
Withdrawals are reviewed Monday to Friday, 9 AM to 9 PM GMT (a weekend request on the Monday), and are typically processed within 3 business days once the FXIFY and Rise verifications are done and the Rise account uses the same email as the FXIFY account.

Who can trade

Can I trade with FXIFY?

CFD/FX

Minimum age

Minimum age: 18 or over

Official sources: FXIFY · FAQs (checked 6 November 2026); FXIFY · FAQ: Who Can Join? (checked 6 November 2026); FXIFY · FAQ: How do you become an FXIFY funded trader? (checked 6 November 2026).

About this fact. The youngest age at which the firm accepts a trader in this market. Identity checks and other conditions apply separately.

Trading platforms

Trading platforms: Chosen at checkout: MT5, DXTrade or TradingView on One Phase, Two Phase, Three Phase and Instant Funding; MT5 only on Lightning; DXTrade only on the crypto plans, with TradingView announced as coming soon. MetaTrader is not offered to clients based in the United States, who get DXTrade and TradingView. The platform or the price feed can be changed on request only while no trade has been placed (Instant Funding: between MT5 and DXTrade only; Lightning: no change).

Official sources: FXIFY · Programs: One Phase (checked 6 November 2026); FXIFY · Programs: Lightning Challenge (checked 6 November 2026); FXIFY · FAQ: [Lightning Plan] What platforms are available to trade with? (checked 6 November 2026); FXIFY · FAQ: [Crypto Account] - Can I change my trading platform during the program? (checked 6 November 2026); FXIFY · Crypto (checked 6 November 2026); FXIFY · FAQ: Are you able to change the platform after I have selected? (checked 6 November 2026); FXIFY · FAQ: What platforms can I use to trade on? (checked 6 November 2026); FXIFY · FAQ: [Instant Funding] Can I upgrade my account size or trading platform during the program? (checked 6 November 2026).

About this fact. The platforms the firm offers in this market, with any limits by country and any extra charge. Each account's Platforms row shows this list.

Not served: residents of

Not served: residents of: 34 countries and 1 region of UkraineSources differ on the United States and Haiti. FXIFY's FAQ lists 35 countries and regions whose residents may not trade with it, Haiti among them and not the United States, and the checkout's country menu offers the United States and none of the listed countries. The footer on every page of the site lists the jurisdictions whose residents FXIFY does not open accounts for: the United States among them, and not Haiti. Other FAQs say clients based in the United States get DXTrade and TradingView, not MetaTrader. FXIFY also excludes people on sanctions lists and people with criminal records related to financial crime or terrorism, and says the list may change.

35 places, as FXIFY lists them

  • Afghanistan
  • Algeria
  • Belarus
  • Burundi
  • Central African Republic
  • Côte d’Ivoire
  • Crimea (Ukraine)
  • Cuba
  • Democratic Republic of the Congo
  • Eritrea
  • Ghana
  • Guinea
  • Guinea-Bissau
  • Haiti
  • Iran
  • Iraq
  • Kenya
  • Liberia
  • Libya
  • Myanmar
  • Nicaragua
  • North Korea
  • Palestinian Territories
  • Papua New Guinea
  • Republic of the Congo
  • Russia
  • Somalia
  • South Sudan
  • Sudan
  • Syria
  • Vanuatu
  • Venezuela
  • Vietnam
  • Yemen
  • Zimbabwe

Official sources: FXIFY · FAQ: What Countries are accepted? (checked 7 November 2026); FXIFY · FAQs (checked 7 November 2026); FXIFY · Checkout (checked 7 November 2026); FXIFY · FAQ: Are you able to change the platform after I have selected? (checked 7 November 2026); FXIFY · FAQ: What platforms can I use to trade on? (checked 7 November 2026); FXIFY · FAQ: How do you become an FXIFY funded trader? (checked 7 November 2026).

About this fact. The countries and regions the firm names for this market, from its own terms or help pages, and whether it applies to where you live, your citizenship or both. A firm can refuse others too, for example under sanctions rules or its own checks, so a place missing from the list is not a promise of acceptance.

Platform access and eligibility

Crypto Instant Funding · 5 sizes, $5,000 to $100,000
DXTrade only (TradingView is announced as coming soon), with Raw spreads; crypto only. 18 or over; not available to residents of the countries FXIFY lists (see Who can trade); KYC with FXIFY and with Rise before any payout. One Crypto Instant Funded account at a time.
Crypto Standard (1 Step) · 5 sizes, $5,000 to $100,000
DXTrade only (TradingView is announced as coming soon), with Raw spreads; crypto only. 18 or over; not available to residents of the countries FXIFY lists (see Who can trade); KYC with FXIFY and with Rise before any payout. One of each Crypto challenge size at a time.
Instant Funding · Lite · 5 sizes, $2,500 to $50,000
MT5 (read here), DXTrade or TradingView, with Raw spreads only; MetaTrader is not offered to clients based in the United States. No crypto on this plan. 18 or over; not available to residents of the countries FXIFY lists (see Who can trade); KYC with FXIFY and with Rise before any payout. Up to 5 Lite accounts at once, one per balance.
Instant Funding · Standard · 8 sizes, $1,000 to $100,000
MT5 (read here), DXTrade or TradingView, with Raw spreads only; MetaTrader is not offered to clients based in the United States. No crypto on this plan. 18 or over; not available to residents of the countries FXIFY lists (see Who can trade); KYC with FXIFY and with Rise before any payout. One Standard Instant Funding account traded at a time, plus up to 5 Lite accounts of other balances.
Lightning Challenge · 4 sizes, $10,000 to $100,000
MT5 only, with Raw spreads; the platform cannot be changed. No crypto on this plan. 18 or over; not available to residents of the countries FXIFY lists (see Who can trade); KYC with FXIFY and with Rise before any payout. Several Lightning accounts may be owned, one active at a time.
One Phase · 8 sizes, $5,000 to $400,000
MT5 (read here), DXTrade or TradingView, chosen at checkout; MetaTrader is not offered to clients based in the United States. 18 or over; not available to residents of the countries FXIFY lists (see Who can trade); KYC with FXIFY and with Rise before any payout. One active account of each size, in the challenge and the funded stage.
Three Phase · 8 sizes, $5,000 to $400,000
MT5 (read here), DXTrade or TradingView, chosen at checkout; MetaTrader is not offered to clients based in the United States. 18 or over; not available to residents of the countries FXIFY lists (see Who can trade); KYC with FXIFY and with Rise before any payout. One active account of each size, in the challenge and the funded stage.
Two Phase · Classic · 6 sizes, $5,000 to $100,000
MT5 (read here), DXTrade or TradingView, chosen at checkout; MetaTrader is not offered to clients based in the United States. 18 or over; not available to residents of the countries FXIFY lists (see Who can trade); KYC with FXIFY and with Rise before any payout. One active account of each size, in the challenge and the funded stage.
Two Phase · Pro · 7 sizes, $10,000 to $250,000
MT5 (read here), DXTrade or TradingView, chosen at checkout; MetaTrader is not offered to clients based in the United States. All instruments except cryptocurrencies. 18 or over; not available to residents of the countries FXIFY lists (see Who can trade); KYC with FXIFY and with Rise before any payout. One active Pro account per size, up to $785,000 in total.
Two Phase · Standard · 8 sizes, $5,000 to $400,000
MT5 (read here), DXTrade or TradingView, chosen at checkout; MetaTrader is not offered to clients based in the United States. 18 or over; not available to residents of the countries FXIFY lists (see Who can trade); KYC with FXIFY and with Rise before any payout. One active account of each size, in the challenge and the funded stage.

Company

Open a fact for what it rests on, anything that qualifies it, and the pages and public registers it comes from, with the date each was checked.

Official website

Official website: fxify.com

Official source: FXIFY · Home (checked 5 November 2026).

About this fact. The firm's own main website, where it publishes its programs and terms.

Founded

Founded: 2023Company registrations: FXIFY Solutions Limited, 31 October 2022.

Official source: FXIFY · Newsroom: 4,000+ Trustpilot reviews (checked 5 November 2026).

Public register: Companies House · FXIFY Solutions Limited, 14451720 (checked 5 November 2026).

About this fact. The date the firm gives for the start of its brand, at the precision it gives. The companies behind a brand are often registered at other times; their registration dates are noted when they differ.

Headquarters

Headquarters: United Kingdom

Official source: FXIFY · Home (checked 5 November 2026).

Public register: Companies House · FXIFY Solutions Limited, 14451720 (checked 5 November 2026).

About this fact. Where the firm says it is headquartered. A registered office is not treated as a headquarters unless the firm says so.

Support

Support: Email (support@fxify.com) and live chat, with a support portal, a contact form, an FAQ and an official Discord community. Challenge accounts are reviewed Monday to Friday, 9 AM to 5 PM EST.

Official sources: FXIFY · FAQ: How to verify my account? (checked 6 November 2026); FXIFY · FAQs (checked 6 November 2026); FXIFY · FAQ: Successfully Passed the Challenge, What's Next? (checked 6 November 2026).

About this fact. How the firm says traders can reach it: channels, hours and languages. These are the firm's own statements, not measured response times.

Trustpilot score

Trustpilot score: 4.3 out of 56,594 reviews, 2,287 in the last 12 months; 78% five-star and 12% one-star. Profile claimed by FXIFY since April 2023. Trustpilot's score, not ours; read on 5 November 2026.

What reviewers say. Mostly positive. Reviewers praise helpful, professional support that answers quickly, and straightforward platforms and trading conditions. Some complain of slow verification, delayed withdrawals or restricted accounts. Our summary of Trustpilot's AI summary of 2,234 recent reviews.

Conditions and limits. Trustpilot shows that FXIFY invites its customers to review and has a paid Trustpilot subscription.

Source: Trustpilot · FXIFY reviews (checked 5 November 2026).

About this fact. Trustpilot's own TrustScore for the firm, out of 5, with its review count and the date we read it. It is Trustpilot's figure, not ours, and we never use it to rank or rate firms. Reviews come from people who choose to post them, firms can invite customers to review, and Trustpilot says it does not fact-check reviews. When Trustpilot shows an alert on the firm's profile, we show it with the score, word for word, with Trustpilot's name for its type. When Trustpilot shows no score for the firm, we say so and quote what it shows instead, with any alert, and show none of the review figures. A score says nothing about any one account's rules or payouts.

The companies behind FXIFY

What each company does is as FXIFY describes it on its own pages; registration details come from those pages and, where we checked, a public register.

FXIFY Solutions Limited United Kingdom
Acts as a payment agent, according to the FXIFY website's footer. FXIFY's trader agreement governs the trader's relationship with FXIFY Solutions Limited, which it calls the Prop Company.
All one company FXIFY names, with registrations

FXIFY Solutions Limited United Kingdom

What it does
What it does: Acts as a payment agent, according to the FXIFY website's footer. FXIFY's trader agreement governs the trader's relationship with FXIFY Solutions Limited, which it calls the Prop Company.

Official sources: FXIFY · Home (checked 5 November 2026); FXIFY · Trader agreement (checked 5 November 2026).

About this fact. This company's part in the firm's business, as the firm's own terms and pages describe it.

Registration
Registration: 14451720Registered in the United Kingdom on 31 October 2022. Companies House: active.

Official source: FXIFY · Home (checked 5 November 2026).

Public register: Companies House · FXIFY Solutions Limited, 14451720 (checked 5 November 2026).

About this fact. The company's registration number as the firm gives it, and what a public company register shows where we have checked one. A company registration is not a licence to provide financial services.

Official sources

136 FXIFY pages support the figures for these accounts. The information button beside each figure shows which pages support it and when each was checked.

All 136 pages

Figures from release pfw-release-2026-11-07-pilot-4, approved 7 November 2026. Sources checked 19 September – 7 November 2026. Reviewed by a site member and AI assistants.

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