CFD/FX

FXIFY Two Phase

Pro · $200,000 account

Selected public offer only. Buyer eligibility and other variants are outside this comparison.

Compare with other CFD/FX accounts

Sources checked 19 September – 7 November 2026. Reviewed by a site member and AI assistants. Release pfw-release-2026-11-07-pilot-4, approved 7 November 2026. Each source shows the date it was last checked.

Costs

List price

List price: $1,099 one-time

Conditions and limits. $1,099 for the $200,000 account, paid once: no recurring billing and no activation fee. The lower price on the program page needs the FUNDED25 code.

Official sources: FXIFY · Checkout (checked 6 November 2026); FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: Are There Any Other Fees Other Than the Initial Assessment? (checked 6 November 2026).

About this rule. The advertised base price of the selected account and how it is billed. A temporary public offer, available without a code, is shown beside it with any conditions the firm states, while a recent check confirms it; codes, optional purchases and unverified buyer charges are excluded.

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Read the guide: What are you buying when you pay for a challenge?

Fee per $1,000 of opening risk

Fee per $1,000 of opening risk: $68.69

Conditions and limits. One payment: the one-time fee, with no recurring or activation fee; Pro has no add-ons. On Raw spreads each trade pays $6 per lot round trip on FX, metals and indices and 0.35% on stock CFDs (the All-In feed is commission-free except stock CFDs); swaps are charged, with no swap-free accounts.

How this is calculated. (List price × charges in a 30-day attempt + activation fee + platform and data fees), in US dollars, divided by the opening loss allowance and multiplied by 1,000.

List price: $1,099 one-time
Charges in a 30-day attempt: 1
Activation fee: None
Platform and data fees: None
Opening loss allowance: $16,000
Result: $68.69

Promotions, coupons and optional add-ons are excluded.

Final buyer charges such as taxes or payment fees are not verified.

Official sources: FXIFY · Checkout (checked 6 November 2026); FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: Are There Any Other Fees Other Than the Initial Assessment? (checked 6 November 2026).

About this rule. The advertised base cost of a 30-day attempt in US dollars, divided by the opening loss allowance and multiplied by 1,000. A cost scenario for comparing accounts, not an all-in price.

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Activation fee

Activation fee: None

Official source: FXIFY · FAQ: Are There Any Other Fees Other Than the Initial Assessment? (checked 6 November 2026).

About this rule. A mandatory charge to activate a funded account after passing, if any.

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Read the guide: Reserve activation costs and keep refunds conditional

Platform and data fees

Platform and data fees: None

Official source: FXIFY · FAQ: Are There Any Other Fees Other Than the Initial Assessment? (checked 6 November 2026).

About this rule. Mandatory platform or market-data charges on top of the list price, if any.

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Read the guide: What market data is included, and what costs extra?

Payout processing fees

Payout processing fees: None from FXIFY: payouts are paid through Rise, which may charge a withdrawal fee of its own.

Official sources: FXIFY · FAQ: How do I withdraw my profits? (checked 6 November 2026); FXIFY · FAQ: [Crypto Account] - Are there any commission, hidden fees or costs I should be aware of? (checked 6 November 2026).

About this rule. Charges deducted when a payout is sent, which depend on the payment method.

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Read the guide: How do payout processing fees affect cash received?

Evaluation & risk

Opening loss allowance

Opening loss allowance: $16,000

How this is calculated. Opening balance minus the opening total-loss floor, for each required evaluation phase. The smallest result is used.

Phase 1 opening balance: $200,000
Phase 1 opening total-loss floor: $184,000
Phase 2 opening balance: $200,000
Phase 2 opening total-loss floor: $184,000
Result: $16,000

Daily loss limits and any trailing of the floor after the opening are separate rules.

Official source: FXIFY · Programs: Two Phase (checked 6 November 2026).

About this rule. How much the account can lose from its opening balance before the total-loss rule is broken, using the smallest allowance across the required evaluation phases. An account bought without an evaluation uses its funded account's allowance. It is not daily headroom, live capital or a pass probability.

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Read the guide: How do you calculate the opening loss allowance?

Difficulty ratio

Difficulty ratio: 1.50

How this is calculated. For each required evaluation phase, the profit target divided by that phase's opening loss allowance. The results are added.

Phase 1 profit target: 4% of $200,000 = $8,000
Phase 1 opening loss allowance: $16,000
Phase 2 profit target: 8% of $200,000 = $16,000
Phase 2 opening loss allowance: $16,000
Result: 1.50

This describes the shape of the evaluation; it is not a pass probability.

Official source: FXIFY · Programs: Two Phase (checked 6 November 2026).

About this rule. Each required phase's profit target divided by that phase's opening loss allowance, added together. More target per dollar of allowed loss gives a higher number; an account bought without an evaluation has no target, so its ratio is 0. It describes the shape of the evaluation, not the chance of passing.

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Read the guide: How PFW's comparison pages summarize a route

Evaluation route

Evaluation route: Two Phase Pro $200,000, FXIFY: two evaluation phases, then the funded account, with a static drawdown, an 80% split and no add-ons. Read for MT5 with Raw spreads; the platform and the price feed (Raw spreads or All-In) are chosen at checkout.

Official sources: FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · Checkout (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] What are the add-ons available for 2 Phase Pro? (checked 6 November 2026).

About this rule. The exact variant compared here and the stages between purchase and a funded account.

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Read the guide: What do one-step, two-step, three-step, and instant funding mean?

Profit targets

Profit targets: 4% then 8%

Conditions and limits. Phase 1: $8,000 (4%); phase 2: $16,000 (8%), each with at least 3 profitable trading days. No target in the funded account.

Official source: FXIFY · Programs: Two Phase (checked 6 November 2026).

About this rule. The profit each required evaluation phase must reach, as a share of the opening balance. An account bought without an evaluation has none.

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Read the guide: How does the journey from purchase to payout work?

Total and daily loss

Total and daily loss: A 4% daily loss limit ($8,000 on the starting balance) from the previous day's closing balance (5 PM EST), a hard breach that closes the account, and an 8% static max loss: equity may never go below $184,000; the level does not trail or move at a payout. Both phases and the funded account.

Official sources: FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Does Daily loss limit count as soft breach? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] How does trailing drawdown work for 2 Phase Pro? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] What’s the max drawdown limit? (checked 6 November 2026).

About this rule. The overall and daily loss limits, how they move, and what balance or equity they are measured against.

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Read the guide: Why can two “5% daily loss” rules produce different limits?

Minimum days and time limits

Minimum days and time limits: At least 3 profitable trading days in each phase: a day counts when the balance, and the equity if a trade is open, is at least 0.5% of the starting balance ($1,000) above it at 5 PM EST. No maximum; 60 calendar days without trading breaches the account.

Official sources: FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] What’s the max and minimum trading days? Is there a specific time window to complete the profit targets? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] How do the trading work? Is there a minimum target? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Is there an inactivity breach? (checked 6 November 2026).

About this rule. The minimum number of trading or profitable days each evaluation phase requires, including any minimum the firm states a consistency rule sets, any time limit for passing, and any inactivity period after which the account is closed.

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Read the guide: What counts as a minimum trading day?

Read the guide: Time limits and inactivity: which clock are you reading?

Payouts

First and later payouts

First and later payouts: First payout 10 calendar days after the first trade, with 3 profitable days (0.5% of the starting balance, $1,000, on the balance and the equity at 5 PM EST); then every 10 days. Not on demand.

Official sources: FXIFY · FAQ: [2 Phase Pro] What’s the min days in order to request a payout? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] After purchasing, what criteria must I achieve to request a payout? (checked 6 November 2026); FXIFY · Programs: Two Phase (checked 6 November 2026).

About this rule. When the first payout can be requested and how often later requests are allowed. Waiting periods, qualifying days, review and payment are separate clocks.

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Read the guide: Which event starts the first-payout clock?

Payout minimums and caps

Payout minimums and caps: $50 minimum (FXIFY's minimum for all account types). Each of the first two withdrawals is capped at $8,000; profit above the cap is removed. Later payouts have no cap.

Official sources: FXIFY · FAQ: What is the minimum withdrawal amount for all account types? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] What is the max profit that I can withdraw on my account? (checked 6 November 2026).

About this rule. The smallest request allowed and any limit on how much can be withdrawn per request or cycle.

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Read the guide: What does a payout cap limit?

Funded consistency rules

Funded consistency rules: No consistency rule is shown for Pro. Profit is capped at $4,000 per trading day in every stage: once reached, trading is closed until the next trading day. At least 3 profitable days before a payout.

Official sources: FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] What is the max profit I can make in a day? (checked 6 November 2026).

About this rule. Rules on how profit must be spread across days or trades before a funded payout, and any required profitable days.

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Read the guide: How selected official rules differ

Published processing time

Published processing time: Withdrawals are reviewed Monday to Friday, 9 AM to 9 PM GMT (a weekend request on the Monday), and are typically processed within 3 business days once the FXIFY and Rise verifications are done and the Rise account uses the same email as the FXIFY account.

Official sources: FXIFY · FAQ: When does my withdrawal get processed (checked 6 November 2026); FXIFY · FAQ: How do I withdraw my profits? (checked 6 November 2026).

About this rule. How long the firm says review and payment take after a request. These are published estimates, not measured times.

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Read the guide: What do “24-hour,” “instant,” and “on-demand” payouts mean?

Refunds

Fee refund with a reward

Fee refund with a reward: None: the Pro plan includes no refund of the fee with withdrawals.

Official sources: FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Do I get refund alongside my withdrawal? (checked 6 November 2026).

About this rule. Whether and when the challenge fee is paid back after a successful payout.

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Cancellation refund

Cancellation refund: No refund once the first trade is placed. Misrepresenting the country you are based in risks losing a live account and the refund.

Official sources: FXIFY · FAQ: Refund Policy (checked 6 November 2026); FXIFY · FAQ: What Countries are accepted? (checked 6 November 2026).

About this rule. Whether a purchase can be cancelled and refunded, and on what conditions.

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Trading rules

News trading

News trading: Allowed in both stages, with no news window; traders taking significant risks on news trades may be banned.News trading: allowed in both stages.

Official sources: FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Can I trade news on 2 Phase Pro? (checked 6 November 2026).

News trading by stage

Evaluation and funded: Allowed.

Official sources: FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Can I trade news on 2 Phase Pro? (checked 6 November 2026).

About this rule. Restrictions on opening, closing or holding positions around scheduled news.

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Read the guide: What does a news-trading restriction actually restrict?

Overnight and weekend holding

Overnight and weekend holding: Allowed in both stages: positions may be held overnight and over the weekend.Overnight and weekend holding: allowed in both stages.

Official sources: FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Can I hold positions over the weekend with an 2 Phase Pro account? (checked 6 November 2026); FXIFY · FAQ: Do I need to close positions overnight? (checked 6 November 2026).

Overnight and weekend holding by stage

Evaluation and funded: Allowed.

Official sources: FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Can I hold positions over the weekend with an 2 Phase Pro account? (checked 6 November 2026); FXIFY · FAQ: Do I need to close positions overnight? (checked 6 November 2026).

About this rule. Whether positions can be held overnight and over the weekend.

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Read the guide: Which CFD/FX accounts allow overnight and weekend positions?

Expert advisors and copying

Expert advisors and copying: EAs and bots are allowed once FXIFY support has reviewed the EA; using one without approval can breach the account. Copying into a Pro account is not allowed; a Pro account may be the master account others copy from.Expert advisors: restricted in both stages.Copying your own trades: restricted in both stages.

Official sources: FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] What strategies are allowed or prohibited? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Can I use Expert Advisors (EAs) or bots for trading? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Can I copy trade from my other FXIFY accounts or external accounts? (checked 6 November 2026).

Expert advisors by stage

Evaluation and funded: Restricted. Only after FXIFY support has reviewed the EA.

Official sources: FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] What strategies are allowed or prohibited? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Can I use Expert Advisors (EAs) or bots for trading? (checked 6 November 2026).

Copying your own trades by stage

Evaluation and funded: Restricted. Only when the Pro account is the master account others copy from.

Official source: FXIFY · FAQ: [2 Phase Pro] Can I copy trade from my other FXIFY accounts or external accounts? (checked 6 November 2026).

About this rule. Whether automated strategies are allowed and whether trades can be copied between your own accounts.

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Read the guide: Automation and copying: what actually needs permission?

Contractual penalties

Contractual penalties: A daily-loss breach is a hard breach that closes the account; using an EA without approval can breach it, and significant risk on news can lead to a ban. Prohibited strategies are those of the standard challenges: they lead to termination and void profits.

Official sources: FXIFY · FAQ: [2 Phase Pro] Does Daily loss limit count as soft breach? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Can I use Expert Advisors (EAs) or bots for trading? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Can I trade news on 2 Phase Pro? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] What strategies are allowed or prohibited? (checked 6 November 2026); FXIFY · FAQ: What strategies are prohibited? (checked 6 November 2026).

About this rule. Penalties the terms set out for rule breaches beyond failing the account.

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Read the guide: Is it a prohibition, a condition or a review trigger?

Platforms & eligibility

Platforms

Platforms: Chosen at checkout: MT5, DXTrade or TradingView on One Phase, Two Phase, Three Phase and Instant Funding; MT5 only on Lightning; DXTrade only on the crypto plans, with TradingView announced as coming soon. MetaTrader is not offered to clients based in the United States, who get DXTrade and TradingView. The platform or the price feed can be changed on request only while no trade has been placed (Instant Funding: between MT5 and DXTrade only; Lightning: no change).

Official sources: FXIFY · Programs: One Phase (checked 6 November 2026); FXIFY · Programs: Lightning Challenge (checked 6 November 2026); FXIFY · FAQ: [Lightning Plan] What platforms are available to trade with? (checked 6 November 2026); FXIFY · FAQ: [Crypto Account] - Can I change my trading platform during the program? (checked 6 November 2026); FXIFY · Crypto (checked 6 November 2026); FXIFY · FAQ: Are you able to change the platform after I have selected? (checked 6 November 2026); FXIFY · FAQ: What platforms can I use to trade on? (checked 6 November 2026); FXIFY · FAQ: [Instant Funding] Can I upgrade my account size or trading platform during the program? (checked 6 November 2026).

About this rule. The platforms the firm offers in this market, with any extra charge or country limit it states. It is the firm's list for all its accounts in the market.

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Read the guide: How do platforms, data, and costs differ?

Platform access and eligibility

Platform access and eligibility: MT5 (read here), DXTrade or TradingView, chosen at checkout; MetaTrader is not offered to clients based in the United States. All instruments except cryptocurrencies. 18 or over; not available to residents of the countries FXIFY lists (see Who can trade); KYC with FXIFY and with Rise before any payout. One active Pro account per size, up to $785,000 in total.

Official sources: FXIFY · Programs: Two Phase (checked 6 November 2026); FXIFY · FAQ: What platforms can I use to trade on? (checked 6 November 2026); FXIFY · FAQ: Are you able to change the platform after I have selected? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] Are there any restrictions on trading specific instruments? (checked 6 November 2026); FXIFY · FAQs (checked 6 November 2026); FXIFY · FAQ: Who Can Join? (checked 6 November 2026); FXIFY · FAQ: What Happens if I Cannot Pass My KYC? (checked 6 November 2026); FXIFY · FAQ: [2 Phase Pro] What’s the max allocation on 2 Phase Pro? (checked 6 November 2026).

About this rule. Who can buy the account: age, identity checks and country restrictions, and any platform limits by country.

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Read the guide: What does prop firm eligibility include?

Ratings

Not rated. Overall program scores and reliability ratings are not published yet; the figures above are measurements of stated terms, not a verdict.

Background guides

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