CFD / FX
FundedNext Stellar Instant
$20,000 account
Selected public offer only. Buyer eligibility and other variants are outside this comparison.
Sources checked 19 September – 24 October 2026. Reviewed by a site member and AI assistants. Release pfw-release-2026-10-24-pilot-2, approved 24 October 2026. Each source shows the date it was last checked.
Costs
List price
List price: $599.99 one-time
Conditions and limits. A one-time fee of $599.99 for the $20K account.
Official sources: FundedNext · Configure your plan: Stellar Instant, $20K, MT5 (checked 23 October 2026); FundedNext · Help: Hidden or recurring fees (checked 23 October 2026).
About this rule. The advertised base price of the selected account and how it is billed. A temporary public offer, available without a code, is shown beside it with any conditions the firm states, while a recent check confirms it; codes, optional purchases and unverified buyer charges are excluded.
Compare this rule across accounts
Read the guide: What are you buying when you pay for a challenge?
Fee per $1,000 of opening risk
Fee per $1,000 of opening risk: $499.99
Conditions and limits. The $599.99 base price is confirmed before login. Taxes or payment charges at checkout may vary based on your billing country.
How this is calculated. (List price × charges in a 30-day attempt + activation fee + platform and data fees), in US dollars, divided by the opening loss allowance and multiplied by 1,000.
- List price
- $599.99 one-time
- Charges in a 30-day attempt
- 1
- Activation fee
- None
- Platform and data fees
- None
- Opening loss allowance
- $1,200
- Result
- $499.99
Promotions, coupons and optional add-ons are excluded.
Final buyer charges such as taxes or payment fees are not verified.
Official sources: FundedNext · Configure your plan: Stellar Instant, $20K, MT5 (checked 23 October 2026); FundedNext · Help: Hidden or recurring fees (checked 7 October 2026); FundedNext · Help: Trading platforms (CFDs) (checked 7 October 2026); FundedNext · Help: Stellar Instant account (checked 7 October 2026).
About this rule. The advertised base cost of a 30-day attempt in US dollars, divided by the opening loss allowance and multiplied by 1,000. A cost scenario for comparing accounts, not an all-in price.
Activation fee
Activation fee: None
Official source: FundedNext · Help: Hidden or recurring fees (checked 7 October 2026).
About this rule. A mandatory charge to activate a funded account after passing, if any.
Compare this rule across accounts
Read the guide: Reserve activation costs and keep refunds conditional
Platform and data fees
Platform and data fees: None
Official sources: FundedNext · Help: Hidden or recurring fees (checked 7 October 2026); FundedNext · Help: Trading platforms (CFDs) (checked 7 October 2026).
About this rule. Mandatory platform or market-data charges on top of the list price, if any.
Compare this rule across accounts
Read the guide: What market data is included, and what costs extra?
Payout processing fees
Payout processing fees: A processing fee of up to 3.5%, set by the payment provider, depending on the payout method.
Official source: FundedNext · Help: Minimum performance reward by payment method (checked 7 October 2026).
About this rule. Charges deducted when a payout is sent, which depend on the payment method.
Compare this rule across accounts
Read the guide: How do payout processing fees affect cash received?
Evaluation & risk
Opening loss allowance
Opening loss allowance: $1,200On the funded account, as there is no evaluation
How this is calculated. The funded account's opening balance minus its opening total-loss floor. The account is bought without an evaluation, so its own allowance is used.
- Funded account opening balance
- $20,000
- Funded account opening total-loss floor
- $18,800
- Result
- $1,200
Daily loss limits and any trailing of the floor after the opening are separate rules.
Official sources: FundedNext · Configure your plan: Stellar Instant, $20K, MT5 (checked 7 October 2026); FundedNext · Help: Stellar Instant account (checked 7 October 2026).
About this rule. How much the account can lose from its opening balance before the total-loss rule is broken, using the smallest allowance across the required evaluation phases. An account bought without an evaluation uses its funded account's allowance. It is not daily headroom, live capital or a pass probability.
Compare this rule across accounts
Read the guide: How do you calculate the opening loss allowance?
Difficulty ratio
Difficulty ratio: 0.00No evaluation or profit target
How this is calculated. For each required evaluation phase, the profit target divided by that phase's opening loss allowance. The results are added. The account is bought without an evaluation and has no profit target, so the ratio is 0.
- Required evaluation phases
- None
- Funded account opening loss allowance
- $1,200
- Result
- 0.00
This describes the shape of the evaluation; it is not a pass probability.
Official sources: FundedNext · Configure your plan: Stellar Instant, $20K, MT5 (checked 7 October 2026); FundedNext · Help: Stellar Instant account (checked 7 October 2026).
About this rule. Each required phase's profit target divided by that phase's opening loss allowance, added together. More target per dollar of allowed loss gives a higher number; an account bought without an evaluation has no target, so its ratio is 0. It describes the shape of the evaluation, not the chance of passing.
Compare this rule across accounts
Read the guide: How PFW's comparison pages summarize a route
Evaluation route
Evaluation route: Stellar Instant without add-ons: a funded account from the start, with no Challenge.
Official sources: FundedNext · Configure your plan: Stellar Instant, $20K, MT5 (checked 7 October 2026); FundedNext · Help: Stellar Instant account (checked 7 October 2026).
About this rule. The exact variant compared here and the stages between purchase and a funded account.
Compare this rule across accounts
Read the guide: What do one-step, two-step, three-step, and instant funding mean?
Profit targets
Profit targets: None
Conditions and limits. None: the account is funded from the start, with no Challenge and no profit target.
Official sources: FundedNext · Configure your plan: Stellar Instant, $20K, MT5 (checked 7 October 2026); FundedNext · Help: Stellar Instant account (checked 7 October 2026).
About this rule. The profit each required evaluation phase must reach, as a share of the opening balance. An account bought without an evaluation has none.
Compare this rule across accounts
Read the guide: How does the journey from purchase to payout work?
Total and daily loss
Total and daily loss: No daily loss limit. A 6% trailing maximum loss that rises with the highest balance until it reaches the initial balance, and is not reset by a withdrawal. Opening floor $18,800.
Official sources: FundedNext · Configure your plan: Stellar Instant, $20K, MT5 (checked 7 October 2026); FundedNext · Help: Stellar Instant account (checked 7 October 2026).
About this rule. The overall and daily loss limits, how they move, and what balance or equity they are measured against.
Compare this rule across accounts
Read the guide: Why can two “5% daily loss” rules produce different limits?
Minimum days and time limits
Minimum days and time limits: None: there is no Challenge, and the account has no minimum trading days.
Official sources: FundedNext · Configure your plan: Stellar Instant, $20K, MT5 (checked 7 October 2026); FundedNext · Help: Stellar Instant account (checked 7 October 2026).
About this rule. The minimum number of trading or profitable days each evaluation phase requires, including any minimum the firm states a consistency rule sets, any time limit for passing, and any inactivity period after which the account is closed.
Payouts
First and later payouts
First and later payouts: A reward on demand once the account has grown 5%, checked at the end of the day, or every 14 days with at least 1% growth.
Official source: FundedNext · Help: Stellar Instant account (checked 7 October 2026).
About this rule. When the first payout can be requested and how often later requests are allowed. Waiting periods, qualifying days, review and payment are separate clocks.
Payout minimums and caps
Payout minimums and caps: Performance Reward minima: crypto $20 (capped at $1,999, or $1,000,000 for OFAC countries), Rise $50 (no cap), bank $1,000 (capped at $50,000).
Official source: FundedNext · Help: Minimum performance reward by payment method (checked 7 October 2026).
About this rule. The smallest request allowed and any limit on how much can be withdrawn per request or cycle.
Funded consistency rules
Funded consistency rules: No consistency rule and no minimum trading days.
Official sources: FundedNext · Configure your plan: Stellar Instant, $20K, MT5 (checked 7 October 2026); FundedNext · Help: Stellar Instant account (checked 7 October 2026).
About this rule. Rules on how profit must be spread across days or trades before a funded payout, and any required profitable days.
Published processing time
Published processing time: FundedNext promises to process a reward within 24 hours of the request, with exceptions for bank transfers and incorrect details.
Official source: FundedNext · Help: Performance reward processing time (checked 7 October 2026).
About this rule. How long the firm says review and payment take after a request. These are published estimates, not measured times.
Compare this rule across accounts
Read the guide: What do “24-hour,” “instant,” and “on-demand” payouts mean?
Refunds
Fee refund with a reward
Fee refund with a reward: The fee is not refunded with a reward.
Official source: FundedNext · Help: Stellar Instant account (checked 7 October 2026).
About this rule. Whether and when the challenge fee is paid back after a successful payout.
Cancellation refund
Cancellation refund: Under FundedNext's terms of service, a refund can be requested within 7 days of purchase if no trade has been placed.
Official source: FundedNext · Terms of service (checked 23 October 2026).
About this rule. Whether a purchase can be cancelled and refunded, and on what conditions.
Trading rules
News trading
News trading: Profit from trades placed within 5 minutes before or after high-impact news on a correlated pair counts only 40% toward the account, while losses count in full.News trading: restricted.
Official source: FundedNext · Help: Stellar Instant account (checked 9 October 2026).
News trading by stage
- Funded
- Restricted. Only 40% of the profit from trades placed within 5 minutes before or after a high-impact news event on a correlated pair counts; losses count in full.
Official source: FundedNext · Help: Stellar Instant account (checked 9 October 2026).
About this rule. Restrictions on opening, closing or holding positions around scheduled news.
Compare this rule across accounts
Read the guide: What does a news-trading restriction actually restrict?
Overnight and weekend holding
Overnight and weekend holding: Overnight and weekend holding are allowed; swaps apply on swap accounts.Overnight and weekend holding: allowed.
Official sources: FundedNext · Help: Stellar Instant account (checked 7 October 2026); FundedNext · Help: Holding trades overnight and over the weekend (checked 7 October 2026).
Overnight and weekend holding by stage
- Funded
- Allowed. Swaps apply on swap accounts.
Official source: FundedNext · Help: Stellar Instant account (checked 7 October 2026).
About this rule. Whether positions can be held overnight and over the weekend.
Compare this rule across accounts
Read the guide: Which CFD/FX accounts allow overnight and weekend positions?
Expert advisors and copying
Expert advisors and copying: Expert advisors are allowed with the paid EA add-on. Copying is allowed only between your own Stellar Instant accounts, as FundedNext's Stellar Instant article says; its general copy-trading article prohibits copying to or from a FundedNext Account.Expert advisors: restricted.Copying your own trades: restricted.
Official sources: FundedNext · Help: Stellar Instant account (checked 9 October 2026); FundedNext · Help: Are EAs allowed? (checked 9 October 2026); FundedNext · Help: Copy trading rule (checked 9 October 2026).
Expert advisors by stage
- Funded
- Restricted. Allowed on MT4 and MT5 with the paid EA add-on. Each EA must run its own strategy, with at most $300,000 per strategy; EAs linked to Telegram or WhatsApp and EAs built to pass prop challenges are prohibited.
Official sources: FundedNext · Help: Stellar Instant account (checked 7 October 2026); FundedNext · Help: Are EAs allowed? (checked 7 October 2026).
Copying your own trades by stage
- Funded
- Restricted. Only between your own Stellar Instant accounts.
Official sources: FundedNext · Help: Stellar Instant account (checked 9 October 2026); FundedNext · Help: Copy trading rule (checked 9 October 2026).
About this rule. Whether automated strategies are allowed and whether trades can be copied between your own accounts.
Compare this rule across accounts
Read the guide: Automation and copying: what actually needs permission?
Contractual penalties
Contractual penalties: FundedNext's terms of service set a contractual penalty of up to $25,000 for each prohibited conduct.
Official source: FundedNext · Terms of service (checked 23 October 2026).
About this rule. Penalties the terms set out for rule breaches beyond failing the account.
Compare this rule across accounts
Read the guide: Is it a prohibition, a condition or a review trigger?
Platforms & eligibility
Platforms
Platforms: MT4, MT5, cTrader and Match-Trader; cTrader and Match-Trader cost a one-time $25. US clients can use only Match-Trader.
Official sources: FundedNext · General rules: CFD trading platforms (checked 3 October 2026); FundedNext · Help: Restricted countries (CFDs) (checked 3 October 2026).
About this rule. The platforms the firm offers in this market, with any extra charge or country limit it states. It is the firm's list for all its accounts in the market.
Platform access and eligibility
Platform access and eligibility: MT5. Open to adults (18 or over, or a higher minimum age where they live), with residency and citizenship restrictions. The platform is not available for U.S. clients.
Official sources: FundedNext · Help: Trading platforms (CFDs) (checked 7 October 2026); FundedNext · Terms of service (checked 23 October 2026); FundedNext · Help: Restricted countries (CFDs) (checked 7 October 2026).
About this rule. Who can buy the account: age, identity checks and country restrictions, and any platform limits by country.
Ratings
Not rated. Overall program scores and reliability ratings are not published yet; the figures above are measurements of stated terms, not a verdict.