Futures
Lucid Trading LucidDirect
$50,000 account
Selected public offer only. Buyer eligibility and other variants are outside this comparison.
Sources checked 19 September – 24 October 2026. Reviewed by a site member and AI assistants. Release pfw-release-2026-10-24-pilot-2, approved 24 October 2026. Each source shows the date it was last checked.
Costs
List price
List price: $515 one-time
Conditions and limits. $515 for the $50,000 account, paid once: no subscription and no rebilling. Lower prices on the plan card need a coupon.
Official sources: Lucid Trading · Plan selector (homepage) (checked 16 October 2026); Lucid Trading · Simulated Account Fees (checked 16 October 2026).
About this rule. The advertised base price of the selected account and how it is billed. A temporary public offer, available without a code, is shown beside it with any conditions the firm states, while a recent check confirms it; codes, optional purchases and unverified buyer charges are excluded.
Compare this rule across accounts
Read the guide: What are you buying when you pay for a challenge?
Fee per $1,000 of opening risk
Fee per $1,000 of opening risk: $257.50
Conditions and limits. A one-time fee: no activation fee, no subscription and no data or platform fee stated. Trades pay a commission per contract per side, such as $1.75 on ES and NQ and $0.50 on the micro index futures.
How this is calculated. (List price × charges in a 30-day attempt + activation fee + platform and data fees), in US dollars, divided by the opening loss allowance and multiplied by 1,000.
- List price
- $515 one-time
- Charges in a 30-day attempt
- 1
- Activation fee
- None
- Platform and data fees
- None
- Opening loss allowance
- $2,000
- Result
- $257.50
Promotions, coupons and optional add-ons are excluded.
Final buyer charges such as taxes or payment fees are not verified.
Official sources: Lucid Trading · Plan selector (homepage) (checked 16 October 2026); Lucid Trading · About Us (checked 16 October 2026); Lucid Trading · Simulated Account Fees (checked 16 October 2026); Lucid Trading · LucidDirect Funded Account (checked 16 October 2026); Lucid Trading · LucidDirect Drawdown (checked 16 October 2026).
About this rule. The advertised base cost of a 30-day attempt in US dollars, divided by the opening loss allowance and multiplied by 1,000. A cost scenario for comparing accounts, not an all-in price.
Activation fee
Activation fee: None
Official source: Lucid Trading · About Us (checked 16 October 2026).
About this rule. A mandatory charge to activate a funded account after passing, if any.
Compare this rule across accounts
Read the guide: Reserve activation costs and keep refunds conditional
Platform and data fees
Platform and data fees: None
Official sources: Lucid Trading · Simulated Account Fees (checked 16 October 2026); Lucid Trading · About Us (checked 16 October 2026).
About this rule. Mandatory platform or market-data charges on top of the list price, if any.
Compare this rule across accounts
Read the guide: What market data is included, and what costs extra?
Payout processing fees
Payout processing fees: No Lucid fee is stated for payouts; they are paid by Plaid (US), WorkMarket by ADP (bank transfer or PayPal) or, for international traders, cryptocurrency.
Official source: Lucid Trading · Payout Methods (checked 16 October 2026).
About this rule. Charges deducted when a payout is sent, which depend on the payment method.
Compare this rule across accounts
Read the guide: How do payout processing fees affect cash received?
Evaluation & risk
Opening loss allowance
Opening loss allowance: $2,000On the funded account, as there is no evaluation
How this is calculated. The funded account's opening balance minus its opening total-loss floor. The account is bought without an evaluation, so its own allowance is used.
- Funded account opening balance
- $50,000
- Funded account opening total-loss floor
- $48,000
- Result
- $2,000
Daily loss limits and any trailing of the floor after the opening are separate rules.
Official sources: Lucid Trading · LucidDirect Funded Account (checked 16 October 2026); Lucid Trading · Plan selector (homepage) (checked 16 October 2026); Lucid Trading · LucidDirect Drawdown (checked 16 October 2026).
About this rule. How much the account can lose from its opening balance before the total-loss rule is broken, using the smallest allowance across the required evaluation phases. An account bought without an evaluation uses its funded account's allowance. It is not daily headroom, live capital or a pass probability.
Compare this rule across accounts
Read the guide: How do you calculate the opening loss allowance?
Difficulty ratio
Difficulty ratio: 0.00No evaluation or profit target
How this is calculated. For each required evaluation phase, the profit target divided by that phase's opening loss allowance. The results are added. The account is bought without an evaluation and has no profit target, so the ratio is 0.
- Required evaluation phases
- None
- Funded account opening loss allowance
- $2,000
- Result
- 0.00
This describes the shape of the evaluation; it is not a pass probability.
Official sources: Lucid Trading · LucidDirect Funded Account (checked 16 October 2026); Lucid Trading · Plan selector (homepage) (checked 16 October 2026); Lucid Trading · LucidDirect Drawdown (checked 16 October 2026).
About this rule. Each required phase's profit target divided by that phase's opening loss allowance, added together. More target per dollar of allowed loss gives a higher number; an account bought without an evaluation has no target, so its ratio is 0. It describes the shape of the evaluation, not the chance of passing.
Compare this rule across accounts
Read the guide: How PFW's comparison pages summarize a route
Evaluation route
Evaluation route: LucidDirect $50,000: a simulated funded account from purchase, without an evaluation, and without options. Read on Tradovate; every Lucid account works on every listed platform.
Official sources: Lucid Trading · LucidDirect Funded Account (checked 16 October 2026); Lucid Trading · Plan selector (homepage) (checked 16 October 2026); Lucid Trading · Lucid Trading Supported Platforms (checked 16 October 2026).
About this rule. The exact variant compared here and the stages between purchase and a funded account.
Compare this rule across accounts
Read the guide: What do one-step, two-step, three-step, and instant funding mean?
Profit targets
Profit targets: None
Conditions and limits. None: LucidDirect has no evaluation.
Official sources: Lucid Trading · LucidDirect Funded Account (checked 16 October 2026); Lucid Trading · Plan selector (homepage) (checked 16 October 2026); Lucid Trading · LucidDirect Drawdown (checked 16 October 2026).
About this rule. The profit each required evaluation phase must reach, as a share of the opening balance. An account bought without an evaluation has none.
Compare this rule across accounts
Read the guide: How does the journey from purchase to payout work?
Loss mechanics
Loss mechanics: A $2,000 end-of-day trailing max loss limit: it starts at $48,000, rises with the highest end-of-day balance and locks at $50,100 once the account closes above $52,100. Reaching it breaches the account.
Official source: Lucid Trading · LucidDirect Drawdown (checked 16 October 2026).
About this rule. How the maximum loss limit is set and how it trails or locks as the account grows.
Compare this rule across accounts
Read the guide: How do static, EOD, and intraday overall max loss differ?
Minimum days and time limits
Minimum days and time limits: None: LucidDirect has no evaluation. An account with no trade (a net profit or loss of at least $1) for 30 calendar days is deleted.
Official sources: Lucid Trading · LucidDirect Funded Account (checked 16 October 2026); Lucid Trading · Inactivity Policy (checked 16 October 2026).
About this rule. The minimum number of trading or profitable days each evaluation phase requires, including any minimum the firm states a consistency rule sets, any time limit for passing, and any inactivity period after which the account is closed.
Daily loss and contract limits
Daily loss and contract limits: A fixed daily loss limit of $1,200 until the account closes above $52,100; above it the LucidScale limit applies, which the articles give as 60% of the highest end-of-day profit and the funded-account table and plan card as "60% of Peak EOD Balance"; it never decreases. Reaching the daily limit stops trading until the next session without breaching the account. At most 4 minis or 40 micros, from the start (no scaling plan).
Official sources: Lucid Trading · LucidDirect Daily Loss Limit (checked 23 October 2026); Lucid Trading · LucidDirect Funded Account (checked 16 October 2026); Lucid Trading · Plan selector (homepage) (checked 16 October 2026).
About this rule. Two limits: any daily loss limit, and the most contracts the account may hold at once, counting minis and micros as the firm states.
Compare this rule across accounts
Read the guide: How do daily-loss rules compare across prop firms?
Read the guide: How does the firm count contracts toward the limit?
Payouts
First and later payouts
First and later payouts: No fixed wait: a payout can be requested any day once the criteria are met. With its daily loss limit, this size also has On Demand Payouts: a payout can be requested during the trading session, from profit made that session (6:00 PM to 3:45 PM ET). The plan card gives "Min Day to Payout 5"; the 20% consistency rule needs profit on at least five days.
Official sources: Lucid Trading · LucidDirect Payout Objectives (checked 19 October 2026); Lucid Trading · Plan selector (homepage) (checked 19 October 2026); Lucid Trading · LucidDirect Daily Loss Limit (checked 19 October 2026).
About this rule. When the first payout can be requested and how often later requests are allowed. Waiting periods, qualifying days, review and payment are separate clocks.
Payout minimums and caps
Payout minimums and caps: A profit goal of $3,000 for the first payout and $2,500 for later ones, reached in each cycle; each request at least $500, at most $2,000 for payouts 1 to 3 and $2,500 for payouts 4 and 5. The funded-account page also says "No simulated payout caps".
Official sources: Lucid Trading · LucidDirect Payout Objectives (checked 16 October 2026); Lucid Trading · LucidDirect Funded Account (checked 16 October 2026).
About this rule. The smallest request allowed and any limit on how much can be withdrawn per request or cycle.
Funded consistency rules
Funded consistency rules: Your largest day may be no more than 20% of the profit in the payout cycle; it resets after each payout.
Official sources: Lucid Trading · LucidDirect Payout Objectives (checked 16 October 2026); Lucid Trading · LucidDirect Consistency Percentage (checked 16 October 2026).
About this rule. Rules on how profit must be spread across days or trades before a funded payout, and any required profitable days.
After a payout
After a payout: The amount is deducted within minutes; the profit goal and consistency start again. After the fifth payout the account moves to Lucid's live program.
Official sources: Lucid Trading · LucidDirect Payout Objectives (checked 16 October 2026); Lucid Trading · LucidDirect Funded Account (checked 16 October 2026).
About this rule. What changes on the account after a payout, such as how the loss limit resets or when the account closes.
Compare this rule across accounts
Read the guide: How do actual programs handle the post-payout threshold?
Published processing time
Published processing time: Once approved, the amount is deducted from the account within minutes and paid to the payout method within 2 business days.
Official source: Lucid Trading · LucidDirect Payout Objectives (checked 16 October 2026).
About this rule. How long the firm says review and payment take after a request. These are published estimates, not measured times.
Compare this rule across accounts
Read the guide: What do “24-hour,” “instant,” and “on-demand” payouts mean?
Refunds
Fee refund with a reward
Fee refund with a reward: None: no refund of the fee once the account has been traded.
Official source: Lucid Trading · Disclaimer of Liability, Refunds and Chargeback Policy (checked 16 October 2026).
About this rule. Whether and when the challenge fee is paid back after a successful payout.
Cancellation refund
Cancellation refund: No refund once the account has been traded; for an account never traded Lucid may consider a refund at its sole discretion.
Official source: Lucid Trading · Disclaimer of Liability, Refunds and Chargeback Policy (checked 16 October 2026).
About this rule. Whether a purchase can be cancelled and refunded, and on what conditions.
Trading rules
News and overnight holding
News and overnight holding: News trading is allowed at every stage. Positions must be closed by 4:45 PM ET, Monday to Friday; Lucid closes any still open at that time, which does not fail the account. Trading reopens at 6:00 PM ET, Sunday to Thursday.News trading: allowed.Overnight and weekend holding: prohibited.
Official sources: Lucid Trading · Other Trading Activities (checked 16 October 2026); Lucid Trading · Allowed Trading Times (checked 16 October 2026).
News trading by stage
- Funded
- Allowed.
Official source: Lucid Trading · Other Trading Activities (checked 16 October 2026).
Overnight and weekend holding by stage
- Funded
- Prohibited.
Official source: Lucid Trading · Allowed Trading Times (checked 16 October 2026).
About this rule. Restrictions around scheduled news and whether positions can be held past the session close.
Compare this rule across accounts
Read the guide: How do futures programs handle session-to-session holding?
Expert advisors and copying
Expert advisors and copying: Automated trading systems and trade copiers are allowed if they follow Lucid's rules; high-frequency trading is prohibited, and so is holding opposite positions in the same or correlated contracts across accounts (hedging). Profits mostly from trades of 5 seconds or less are flagged as microscalping.Expert advisors: restricted.Copying your own trades: restricted.
Official sources: Lucid Trading · Other Trading Activities (checked 16 October 2026); Lucid Trading · Prohibited: High Frequency Trading (checked 16 October 2026); Lucid Trading · Prohibited: Hedging (checked 16 October 2026); Lucid Trading · Prohibited: Microscalping (checked 16 October 2026).
Expert advisors by stage
- Funded
- Restricted. Automated systems must follow Lucid's rules; high-frequency trading is prohibited.
Official sources: Lucid Trading · Other Trading Activities (checked 16 October 2026); Lucid Trading · Prohibited: High Frequency Trading (checked 16 October 2026).
Copying your own trades by stage
- Funded
- Restricted. Trade copiers are allowed; opposite positions across accounts (hedging) are prohibited.
Official sources: Lucid Trading · Other Trading Activities (checked 16 October 2026); Lucid Trading · Prohibited: Hedging (checked 16 October 2026).
About this rule. Whether automated strategies are allowed and whether trades can be copied between your own accounts.
Compare this rule across accounts
Read the guide: Automation and copying: what actually needs permission?
Platforms & eligibility
Platforms
Platforms: Every Lucid account works on every listed platform: NinjaTrader, Tradovate and TradingView on CQG; Quantower, Tradesea, MotiveWave, Sierra Chart, Jigsaw, Bookmap, ATAS, R|Trader Pro and MultiCharts on Rithmic.
Official source: Lucid Trading · Lucid Trading Supported Platforms (checked 16 October 2026).
About this rule. The platforms the firm offers in this market, with any extra charge or country limit it states. It is the firm's list for all its accounts in the market.
Platform access and eligibility
Platform access and eligibility: Tradovate, one of the platforms every Lucid account works on; 18 or over; citizens and residents of 77 listed countries and five listed regions of Ukraine are not eligible; up to 5 funded and 10 evaluation accounts per household. The terms also say the website is "for use only by persons located in the United States", which the help centre's worldwide country list does not reflect.
Official sources: Lucid Trading · Lucid Trading Supported Platforms (checked 16 October 2026); Lucid Trading · Terms of Use (checked 16 October 2026); Lucid Trading · Restricted Countries (checked 16 October 2026); Lucid Trading · Maximum Number of Accounts (checked 16 October 2026).
About this rule. Who can buy the account: age, identity checks and country restrictions, and any platform limits by country.
Ratings
Not rated. Overall program scores and reliability ratings are not published yet; the figures above are measurements of stated terms, not a verdict.