Futures

My Funded Futures Builder

$25,000 account

Selected public offer only. Buyer eligibility and other variants are outside this comparison.

Compare with other Futures accounts

Sources checked 19 September – 24 October 2026. Reviewed by a site member and AI assistants. Release pfw-release-2026-10-24-pilot-2, approved 24 October 2026. Each source shows the date it was last checked.

Open a rule for its conditions, any calculation and the official pages behind it, with the date each was checked.

Costs

List price

List price: $105 one-time

Conditions and limits. $105 for the $25,000 account, paid once, with no activation fee and no renewal. The lower price shown beside it needs a discount code.

Official sources: My Funded Futures · Checkout: plans and prices (checked 23 October 2026); My Funded Futures · Terms and Conditions (checked 20 October 2026).

About this rule. The advertised base price of the selected account and how it is billed. A temporary public offer, available without a code, is shown beside it with any conditions the firm states, while a recent check confirms it; codes, optional purchases and unverified buyer charges are excluded.

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Read the guide: What are you buying when you pay for a challenge?

Fee per $1,000 of opening risk

Fee per $1,000 of opening risk: $105.00

Conditions and limits. One payment: the one-time price, with no activation fee and no renewal; My Funded Futures says you start trading with only the plan purchase cost and pay what the checkout shows. Resets are available, at a price the pages read do not give.

How this is calculated. (List price × charges in a 30-day attempt + activation fee + platform and data fees), in US dollars, divided by the opening loss allowance and multiplied by 1,000.

List price
$105 one-time
Charges in a 30-day attempt
1
Activation fee
None
Platform and data fees
None
Opening loss allowance
$1,000
Result
$105.00

Promotions, coupons and optional add-ons are excluded.

Final buyer charges such as taxes or payment fees are not verified.

Official sources: My Funded Futures · Checkout: plans and prices (checked 23 October 2026); My Funded Futures · Does MyFundedFutures Charge Activation Fees? (checked 20 October 2026); My Funded Futures · Builder plan (checked 23 October 2026).

About this rule. The advertised base cost of a 30-day attempt in US dollars, divided by the opening loss allowance and multiplied by 1,000. A cost scenario for comparing accounts, not an all-in price.

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Activation fee

Activation fee: None

Official source: My Funded Futures · Does MyFundedFutures Charge Activation Fees? (checked 20 October 2026).

About this rule. A mandatory charge to activate a funded account after passing, if any.

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Read the guide: Reserve activation costs and keep refunds conditional

Platform and data fees

Platform and data fees: None

Official sources: My Funded Futures · Does MyFundedFutures Charge Activation Fees? (checked 20 October 2026); My Funded Futures · Checkout: plans and prices (checked 20 October 2026).

About this rule. Mandatory platform or market-data charges on top of the list price, if any.

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Read the guide: What market data is included, and what costs extra?

Payout processing fees

Payout processing fees: Not stated: no page read names a payout fee.

Official source: My Funded Futures · Guide to Your First Payout: Quick and Easy Process (checked 20 October 2026).

About this rule. Charges deducted when a payout is sent, which depend on the payment method.

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Read the guide: How do payout processing fees affect cash received?

Evaluation & risk

Opening loss allowance

Opening loss allowance: $1,000

How this is calculated. Opening balance minus the opening total-loss floor.

opening balance
$25,000
opening total-loss floor
$24,000
Result
$1,000

Daily loss limits and any trailing of the floor after the opening are separate rules.

Official sources: My Funded Futures · Checkout: plans and prices (checked 20 October 2026); My Funded Futures · Builder plan (checked 23 October 2026).

About this rule. How much the account can lose from its opening balance before the total-loss rule is broken, using the smallest allowance across the required evaluation phases. An account bought without an evaluation uses its funded account's allowance. It is not daily headroom, live capital or a pass probability.

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Read the guide: How do you calculate the opening loss allowance?

Difficulty ratio

Difficulty ratio: 1.50

How this is calculated. For each required evaluation phase, the profit target divided by that phase's opening loss allowance. The results are added.

profit target
6% of $25,000 = $1,500
opening loss allowance
$1,000
Result
1.50

This describes the shape of the evaluation; it is not a pass probability.

Official sources: My Funded Futures · Checkout: plans and prices (checked 20 October 2026); My Funded Futures · Builder plan (checked 23 October 2026).

About this rule. Each required phase's profit target divided by that phase's opening loss allowance, added together. More target per dollar of allowed loss gives a higher number; an account bought without an evaluation has no target, so its ratio is 0. It describes the shape of the evaluation, not the chance of passing.

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Read the guide: How PFW's comparison pages summarize a route

Evaluation route

Evaluation route: Builder $25,000, My Funded Futures: one evaluation, then a simulated funded (Sim Funded) account, and later a live account at Blue Row Capital after a review. Read on the Tradovate platform at checkout.

Official sources: My Funded Futures · Checkout: plans and prices (checked 20 October 2026); My Funded Futures · Homepage (checked 20 October 2026).

About this rule. The exact variant compared here and the stages between purchase and a funded account.

Compare this rule across accounts

Read the guide: What do one-step, two-step, three-step, and instant funding mean?

Profit targets

Profit targets: 6%

Conditions and limits. $1,500, under no consistency rule and a minimum of 1 trading day.

Official sources: My Funded Futures · Checkout: plans and prices (checked 20 October 2026); My Funded Futures · Builder plan (checked 23 October 2026).

About this rule. The profit each required evaluation phase must reach, as a share of the opening balance. An account bought without an evaluation has none.

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Read the guide: How does the journey from purchase to payout work?

Loss mechanics

Loss mechanics: An end-of-day trailing Max Loss Limit of $1,000. The evaluation starts at $25,000 with a $24,000 floor. The Sim Funded account starts at $0, so its floor starts at -$1,000; it trails the end-of-day balance and locks once it reaches $100. Sources differ on when a loss counts: the plan's guides count open equity losses at the end of the trading day, while the general drawdown article says an open position that dips below the floor fails the evaluation.

Official sources: My Funded Futures · Builder plan (checked 23 October 2026); My Funded Futures · Builder Plan 25k (checked 20 October 2026); My Funded Futures · End of Day (EOD) Drawdown Explained (checked 20 October 2026).

About this rule. How the maximum loss limit is set and how it trails or locks as the account grows.

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Read the guide: How do static, EOD, and intraday overall max loss differ?

Minimum days and time limits

Minimum days and time limits: A minimum of 1 trading day and no time limit. An account with no trade for 7 consecutive calendar days can be closed, Sim Funded accounts included.

Official sources: My Funded Futures · Builder plan (checked 23 October 2026); My Funded Futures · Inactivity Rule - One-Time Payment Model (checked 20 October 2026).

About this rule. The minimum number of trading or profitable days each evaluation phase requires, including any minimum the firm states a consistency rule sets, any time limit for passing, and any inactivity period after which the account is closed.

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Read the guide: What counts as a minimum trading day?

Daily loss and contract limits

Daily loss and contract limits: A daily loss limit of $600 in the evaluation and the Sim Funded account, a soft pause: trading stops until the next session and the account is not breached. Up to 2 minis or 20 micros in both stages.

Official source: My Funded Futures · Builder plan (checked 23 October 2026).

About this rule. Two limits: any daily loss limit, and the most contracts the account may hold at once, counting minis and micros as the firm states.

Compare this rule across accounts

Read the guide: How do daily-loss rules compare across prop firms?

Read the guide: How does the firm count contracts toward the limit?

Payouts

Initial profit share

Initial profit share: 80%

Conditions and limits. 80% of each payout.

Official source: My Funded Futures · Builder plan (checked 23 October 2026).

About this rule. The trader's advertised share of profit at the first payout. Request caps, fees and later share tiers are separate.

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Read the guide: Which initial profit share applies to your account?

First and later payouts

First and later payouts: The first request can be made 48 hours after the first trade on the Sim Funded account, then every 48 hours; each cycle needs at least 2 traded days, and the buffer must be cleared first.

Official sources: My Funded Futures · Builder plan (checked 23 October 2026); My Funded Futures · Builder Plan 25k (checked 20 October 2026).

About this rule. When the first payout can be requested and how often later requests are allowed. Waiting periods, qualifying days, review and payment are separate clocks.

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Read the guide: Which event starts the first-payout clock?

Payout minimums and caps

Payout minimums and caps: Minimum request $250, of which the trader keeps 80%. Up to $1,000 per cycle. The $1,100 buffer must be cleared first; the first payout needs $250 of net profit above it, each later one $250 of net profit since the last payout. Up to 5 Sim Funded payouts, then a live account may follow.

Official sources: My Funded Futures · Builder plan (checked 23 October 2026); My Funded Futures · Builder Plan 25k (checked 20 October 2026).

About this rule. The smallest request allowed and any limit on how much can be withdrawn per request or cycle.

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Read the guide: What does a payout cap limit?

Funded consistency rules

Funded consistency rules: A 50% consistency rule on the Sim Funded account: the largest profit day may not be more than 50% of the cycle's profits; it resets after each approved payout.

Official sources: My Funded Futures · Builder plan (checked 23 October 2026); My Funded Futures · Builder Plan 25k (checked 20 October 2026).

About this rule. Rules on how profit must be spread across days or trades before a funded payout, and any required profitable days.

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Read the guide: How selected official rules differ

After a payout

After a payout: After the first payout the Max Loss Limit sits at $100 and stays there. The consistency count restarts after each approved payout. After the 5th approved Sim Funded payout, the trader may be promoted to a live account.

Official sources: My Funded Futures · Payout Policy Overview (checked 20 October 2026); My Funded Futures · Builder plan (checked 23 October 2026).

About this rule. What changes on the account after a payout, such as how the loss limit resets or when the account closes.

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Read the guide: How do actual programs handle the post-payout threshold?

Published processing time

Published processing time: Most requests are approved instantly; one sent for manual review takes 6 to 12 business hours, the help centre says, while the Rapid plan pages allow up to 24 business hours. The money then goes to the trader's Riseworks account.

Official sources: My Funded Futures · Payout Policy Overview (checked 20 October 2026); My Funded Futures · Guide to Your First Payout: Quick and Easy Process (checked 20 October 2026); My Funded Futures · Rapid plan (checked 23 October 2026).

About this rule. How long the firm says review and payment take after a request. These are published estimates, not measured times.

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Read the guide: What do “24-hour,” “instant,” and “on-demand” payouts mean?

Refunds

Fee refund with a reward

Fee refund with a reward: None stated: no page read offers the fee back with a payout.

Official source: My Funded Futures · Payout Policy Overview (checked 20 October 2026).

About this rule. Whether and when the challenge fee is paid back after a successful payout.

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Cancellation refund

Cancellation refund: Sources differ. The cancellation policy, part of the terms, refunds a request made within 14 days if the account has not traded, opened positions or accessed market data, keeping a $75 fee. The help centre promises a full refund within 14 days when no trade has been placed and the account is active; breached accounts and crypto purchases are not refunded.

Official sources: My Funded Futures · Cancellation and Refund Policy (checked 20 October 2026); My Funded Futures · Refund & Cancellation Policy (checked 20 October 2026).

About this rule. Whether a purchase can be cancelled and refunded, and on what conditions.

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Trading rules

News and overnight holding

News and overnight holding: News: Builder may trade Tier 1 news in both stages. The news policy also asks every account to have no open positions or orders 2 minutes either side of any data release. Overnight: not allowed; positions still open at 4:10 PM ET are closed automatically on regular days, and on holiday hours an open position at the close breaches the account. Trading runs from 6:00 PM ET.News trading: allowed in both stages.Overnight and weekend holding: prohibited in both stages.

Official sources: My Funded Futures · News Trading Policy (checked 20 October 2026); My Funded Futures · Permitted Times to Trade (checked 20 October 2026).

News trading by stage

Evaluation and funded
Allowed.

Official sources: My Funded Futures · News Trading Policy (checked 20 October 2026); My Funded Futures · Builder plan (checked 23 October 2026).

Overnight and weekend holding by stage

Evaluation and funded
Prohibited.

Official source: My Funded Futures · Permitted Times to Trade (checked 20 October 2026).

About this rule. Restrictions around scheduled news and whether positions can be held past the session close.

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Read the guide: How do futures programs handle session-to-session holding?

Expert advisors and copying

Expert advisors and copying: Automated strategies on your own settings are allowed if they do not exploit simulated fills; high-frequency trading is not. Copy trading is allowed across all account types (Tradesyncer, the Tradovate group copier), between your own accounts; copying other traders, sharing a device and hedging are prohibited.Expert advisors: restricted in both stages.Copying your own trades: restricted in both stages.

Official sources: My Funded Futures · Fair Play and Prohibited Trading Practices (checked 20 October 2026); My Funded Futures · Copy Trading at MyFundedFutures (checked 20 October 2026).

Expert advisors by stage

Evaluation and funded
Restricted. Automated strategies on your own settings, without exploiting simulated fills; no high-frequency trading.

Official source: My Funded Futures · Fair Play and Prohibited Trading Practices (checked 20 October 2026).

Copying your own trades by stage

Evaluation and funded
Restricted. Between your own accounts only; copying other traders is prohibited.

Official sources: My Funded Futures · Copy Trading at MyFundedFutures (checked 20 October 2026); My Funded Futures · Fair Play and Prohibited Trading Practices (checked 20 October 2026).

About this rule. Whether automated strategies are allowed and whether trades can be copied between your own accounts.

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Read the guide: Automation and copying: what actually needs permission?

Platforms & eligibility

Platforms

Platforms: One platform connection, chosen at checkout: Tradovate (with NinjaTrader and TradingView), Hyperprop or Quantower; Fintevo is coming soon. The help centre also lists Volumetrica, DeepChart/DeepDom and ATAS.

Official sources: My Funded Futures · Checkout: plans and prices (checked 20 October 2026); My Funded Futures · Overview of Supported Platforms at MFFU (checked 20 October 2026).

About this rule. The platforms the firm offers in this market, with any extra charge or country limit it states. It is the firm's list for all its accounts in the market.

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Read the guide: How do platforms, data, and costs differ?

Platform access and eligibility

Platform access and eligibility: Tradovate (with NinjaTrader and TradingView), Hyperprop or Quantower, chosen at checkout. Not available to traders from the restricted countries (see Who can trade); KYC is required, and buying or resetting from a restricted country is not allowed.

Official sources: My Funded Futures · Checkout: plans and prices (checked 20 October 2026); My Funded Futures · Restricted Countries Policy (checked 20 October 2026).

About this rule. Who can buy the account: age, identity checks and country restrictions, and any platform limits by country.

Compare this rule across accounts

Read the guide: What does prop firm eligibility include?

Ratings

Not rated. Overall program scores and reliability ratings are not published yet; the figures above are measurements of stated terms, not a verdict.