CFD / FX
The5ers High Stakes
Classic · $100,000 account
Selected public offer only. Buyer eligibility and other variants are outside this comparison.
Sources checked 19 September – 24 October 2026. Reviewed by a site member and AI assistants. Release pfw-release-2026-10-24-pilot-2, approved 24 October 2026. Each source shows the date it was last checked.
Costs
List price
List price: $455 one-time
Conditions and limits. A one-time fee of $455 for the $100K Classic account.
Official source: The5ers · High Stakes program (checked 23 October 2026).
About this rule. The advertised base price of the selected account and how it is billed. A temporary public offer, available without a code, is shown beside it with any conditions the firm states, while a recent check confirms it; codes, optional purchases and unverified buyer charges are excluded.
Compare this rule across accounts
Read the guide: What are you buying when you pay for a challenge?
Fee per $1,000 of opening risk
Fee per $1,000 of opening risk: $56.88
Conditions and limits. Advertised-base cost; buyer tax/payment charges deferred.
How this is calculated. (List price × charges in a 30-day attempt + activation fee + platform and data fees), in US dollars, divided by the opening loss allowance and multiplied by 1,000.
- List price
- $455 one-time
- Charges in a 30-day attempt
- 1
- Activation fee
- None
- Platform and data fees
- None
- Opening loss allowance
- $8,000
- Result
- $56.88
Promotions, coupons and optional add-ons are excluded.
Final buyer charges such as taxes or payment fees are not verified.
Official sources: The5ers · High Stakes program (checked 23 October 2026); The5ers · FAQ: Which trading platform do you use for CFDs? (checked 6 October 2026); The5ers · FAQ: What is drawdown and how is it calculated? (checked 6 October 2026).
About this rule. The advertised base cost of a 30-day attempt in US dollars, divided by the opening loss allowance and multiplied by 1,000. A cost scenario for comparing accounts, not an all-in price.
Activation fee
Activation fee: None
Official source: The5ers · High Stakes program (checked 6 October 2026).
About this rule. A mandatory charge to activate a funded account after passing, if any.
Compare this rule across accounts
Read the guide: Reserve activation costs and keep refunds conditional
Platform and data fees
Platform and data fees: None
Official source: The5ers · FAQ: Which trading platform do you use for CFDs? (checked 6 October 2026).
About this rule. Mandatory platform or market-data charges on top of the list price, if any.
Compare this rule across accounts
Read the guide: What market data is included, and what costs extra?
Payout processing fees
Payout processing fees: Payout methods carry a 3.5% fee, and receiving banks may charge more. Hub credit has no fee but is not cash.
Official source: The5ers · FAQ: Withdrawals (checked 6 October 2026).
About this rule. Charges deducted when a payout is sent, which depend on the payment method.
Compare this rule across accounts
Read the guide: How do payout processing fees affect cash received?
Evaluation & risk
Opening loss allowance
Opening loss allowance: $8,000
How this is calculated. Opening balance minus the opening total-loss floor, for each required evaluation phase. The smallest result is used.
- Phase 1 opening balance
- $100,000
- Phase 1 opening total-loss floor
- $92,000
- Phase 2 opening balance
- $100,000
- Phase 2 opening total-loss floor
- $92,000
- Result
- $8,000
Daily loss limits and any trailing of the floor after the opening are separate rules.
Official sources: The5ers · High Stakes program (checked 6 October 2026); The5ers · FAQ: What is drawdown and how is it calculated? (checked 6 October 2026).
About this rule. How much the account can lose from its opening balance before the total-loss rule is broken, using the smallest allowance across the required evaluation phases. An account bought without an evaluation uses its funded account's allowance. It is not daily headroom, live capital or a pass probability.
Compare this rule across accounts
Read the guide: How do you calculate the opening loss allowance?
Difficulty ratio
Difficulty ratio: 1.625
How this is calculated. For each required evaluation phase, the profit target divided by that phase's opening loss allowance. The results are added.
- Phase 1 profit target
- 8% of $100,000 = $8,000
- Phase 1 opening loss allowance
- $8,000
- Phase 2 profit target
- 5% of $100,000 = $5,000
- Phase 2 opening loss allowance
- $8,000
- Result
- 1.625
This describes the shape of the evaluation; it is not a pass probability.
Official sources: The5ers · High Stakes program (checked 6 October 2026); The5ers · FAQ: What is drawdown and how is it calculated? (checked 6 October 2026).
About this rule. Each required phase's profit target divided by that phase's opening loss allowance, added together. More target per dollar of allowed loss gives a higher number; an account bought without an evaluation has no target, so its ratio is 0. It describes the shape of the evaluation, not the chance of passing.
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Read the guide: How PFW's comparison pages summarize a route
Evaluation route
Evaluation route: The Classic variant (not New or the Summer Plan). Two evaluation steps, then the funded account.
Official source: The5ers · High Stakes program (checked 6 October 2026).
About this rule. The exact variant compared here and the stages between purchase and a funded account.
Compare this rule across accounts
Read the guide: What do one-step, two-step, three-step, and instant funding mean?
Profit targets
Profit targets: 8% then 5%
Conditions and limits. 8% in step 1 ($8,000) and 5% in step 2 ($5,000).
Official sources: The5ers · High Stakes program (checked 6 October 2026); The5ers · FAQ: What is drawdown and how is it calculated? (checked 6 October 2026).
About this rule. The profit each required evaluation phase must reach, as a share of the opening balance. An account bought without an evaluation has none.
Compare this rule across accounts
Read the guide: How does the journey from purchase to payout work?
Total and daily loss
Total and daily loss: Maximum loss 8% of the initial balance, a floor of $92,000. Daily loss 4% of the day's starting balance or equity, whichever is higher, taken at the start of the day on MT5 server time (GMT+2 in winter, GMT+3 in summer). Both apply in each step and on the funded account; reaching either ends the account.
Official sources: The5ers · High Stakes program (checked 6 October 2026); The5ers · FAQ: High Stakes maximum loss and daily loss (checked 6 October 2026).
About this rule. The overall and daily loss limits, how they move, and what balance or equity they are measured against.
Compare this rule across accounts
Read the guide: Why can two “5% daily loss” rules produce different limits?
Minimum days and time limits
Minimum days and time limits: At least 3 profitable days in each step, each with profit of at least 0.5% of the initial balance ($500). No time limit.
Official source: The5ers · High Stakes program (checked 6 October 2026).
About this rule. The minimum number of trading or profitable days each evaluation phase requires, including any minimum the firm states a consistency rule sets, any time limit for passing, and any inactivity period after which the account is closed.
Payouts
First and later payouts
First and later payouts: 14 days after activation, then 14 days after last approved payout; scaling resets clock.
Official sources: The5ers · FAQ: Withdrawals (checked 6 October 2026); The5ers · FAQ: General rules for High Stakes (checked 6 October 2026).
About this rule. When the first payout can be requested and how often later requests are allowed. Waiting periods, qualifying days, review and payment are separate clocks.
Payout minimums and caps
Payout minimums and caps: Selected $100k: minimum withdrawal $500, cap $4,000.Sources differ
Sources differ. The firm's own sources say different things. Both readings are kept until the firm clarifies; nothing is assumed.
Official sources: The5ers · High Stakes program (checked 6 October 2026); The5ers · FAQ: High Stakes payout policy and Hub credit (checked 6 October 2026).
About this rule. The smallest request allowed and any limit on how much can be withdrawn per request or cycle.
Funded consistency rules
Funded consistency rules: No consistency rule and no separate profitable-day requirement for payouts. The 3 profitable days apply to scaling.
Official sources: The5ers · High Stakes program (checked 6 October 2026); The5ers · FAQ: High Stakes payout policy and Hub credit (checked 6 October 2026).
About this rule. Rules on how profit must be spread across days or trades before a funded payout, and any required profitable days.
Published processing time
Published processing time: The5ers says review usually takes 24–48 business hours, and payment is typically processed within 3 business days after approval.
Official source: The5ers · FAQ: Withdrawals (checked 6 October 2026).
About this rule. How long the firm says review and payment take after a request. These are published estimates, not measured times.
Compare this rule across accounts
Read the guide: What do “24-hour,” “instant,” and “on-demand” payouts mean?
Refunds
Fee refund with a reward
Fee refund with a reward: Hub credit of 10% of the fee on passing step 1 and 20% on passing step 2; Hub credit can only be used toward a new challenge and cannot be withdrawn. On the funded account, 70% of the part of the fee paid with your original payment method (not Hub credit) is added to equity and can be withdrawn with the first payout, once the account has made at least $150 profit and been active for 14 days.
Official sources: The5ers · High Stakes program (checked 6 October 2026); The5ers · FAQ: High Stakes payout policy and Hub credit (checked 6 October 2026).
About this rule. Whether and when the challenge fee is paid back after a successful payout.
Cancellation refund
Cancellation refund: Under The5ers' general terms, an unused purchase with no trading or breach can be refunded in cash within 5 days, and after that only as Hub credit. The funded account contract is separate.
Official sources: The5ers · FAQ: Cancellation and refund policy (checked 6 October 2026); The5ers · Terms and conditions (checked 6 October 2026).
About this rule. Whether a purchase can be cancelled and refunded, and on what conditions.
Trading rules
News trading
News trading: Holding positions through news is allowed. Opening or closing trades within 2 minutes before or after high-impact news is not. Profits of such trades are not taken into account.News trading: restricted in both stages.
Official sources: The5ers · FAQ: News trading in the High Stakes program (checked 6 October 2026); The5ers · FAQ: General rules for High Stakes (checked 6 October 2026).
News trading by stage
- Evaluation and funded
- Restricted. No order may be placed from 2 minutes before to 2 minutes after high-impact news in the related currency or index; such a trade is a soft breach and its profit is removed. Positions opened earlier may be held through the news, and bracketing pending orders around news is prohibited.
Official sources: The5ers · FAQ: News trading in the High Stakes program (checked 6 October 2026); The5ers · FAQ: General rules for High Stakes (checked 6 October 2026); The5ers · FAQ: Can I trade during news? (checked 6 October 2026).
About this rule. Restrictions on opening, closing or holding positions around scheduled news.
Compare this rule across accounts
Read the guide: What does a news-trading restriction actually restrict?
Overnight and weekend holding
Overnight and weekend holding: Overnight and weekend holding is allowed. Accounts expire after 30 days without activity.Overnight and weekend holding: allowed in both stages.
Official sources: The5ers · FAQ: Do I have to close my trades over the weekend? (checked 6 October 2026); The5ers · FAQ: General rules for High Stakes (checked 6 October 2026); The5ers · FAQ: When does an account expire due to inactivity? (checked 6 October 2026).
Overnight and weekend holding by stage
- Evaluation and funded
- Allowed. Overnight and weekend holding is allowed; indices held over the weekend carry a high swap.
Official source: The5ers · FAQ: Do I have to close my trades over the weekend? (checked 6 October 2026).
About this rule. Whether positions can be held overnight and over the weekend.
Compare this rule across accounts
Read the guide: Which CFD/FX accounts allow overnight and weekend positions?
Expert advisors and copying
Expert advisors and copying: Copying between your own accounts is allowed, except for between Bootcamp accounts. EAs are allowed.Expert advisors: restricted in both stages.Copying your own trades: allowed in both stages.
Official sources: The5ers · FAQ: Can I copy my own trades? (checked 6 October 2026); The5ers · FAQ: Can I use an Expert Advisor (EA)? (checked 6 October 2026).
Expert advisors by stage
- Evaluation and funded
- Restricted. Only EAs whose source code you own, with a visible stop-loss. EAs that copy signals, tick-scalp, use arbitrage or high-frequency trading, and third-party EAs that others trade, are prohibited.
Official sources: The5ers · FAQ: Can I use an Expert Advisor (EA)? (checked 6 October 2026); The5ers · Prohibited trading practices (checked 6 October 2026).
Copying your own trades by stage
- Evaluation and funded
- Allowed. You may copy your own trades across your accounts, except between Bootcamp accounts, which must each be traded with a different strategy. Copy or coordinated trading with other traders is prohibited.
Official sources: The5ers · FAQ: Can I copy my own trades? (checked 6 October 2026); The5ers · Prohibited trading practices (checked 6 October 2026).
About this rule. Whether automated strategies are allowed and whether trades can be copied between your own accounts.
Compare this rule across accounts
Read the guide: Automation and copying: what actually needs permission?
Contractual penalties
Contractual penalties: No fine or per-breach penalty in The5ers' terms. Prohibited trading, evading country restrictions or public disparagement can end the account with no refund and forfeit accrued profits; prohibited trading also brings a permanent ban. The trader indemnifies the firm for violations of the terms.
Official sources: The5ers · Terms and conditions (checked 6 October 2026); The5ers · Prohibited trading practices (checked 6 October 2026).
About this rule. Penalties the terms set out for rule breaches beyond failing the account.
Compare this rule across accounts
Read the guide: Is it a prohibition, a condition or a review trigger?
Platforms & eligibility
Platforms
Platforms: MetaTrader 5, cTrader ($10 extra) and TradingView outside the US; TradingView only for US clients. The choice is final once bought.
Official sources: The5ers · FAQ: Which trading platform do you use for CFDs? (checked 3 October 2026); The5ers · Terms and conditions (checked 3 October 2026).
About this rule. The platforms the firm offers in this market, with any extra charge or country limit it states. It is the firm's list for all its accounts in the market.
Platform access and eligibility
Platform access and eligibility: MT5 (hedging account). Open to adults (18 or over, or the local age of majority) who pass identity checks, with country exclusions. MetaQuotes restrictions affect US residents.
Official sources: The5ers · FAQ: Which trading platform do you use for CFDs? (checked 6 October 2026); The5ers · Terms and conditions (checked 6 October 2026).
About this rule. Who can buy the account: age, identity checks and country restrictions, and any platform limits by country.
Ratings
Not rated. Overall program scores and reliability ratings are not published yet; the figures above are measurements of stated terms, not a verdict.
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