CFD/FX
Blue Guardian Instant
$400,000 account
Selected public offer only. Buyer eligibility and other variants are outside this comparison.
Sources checked 19 September – 11 November 2026. Reviewed by a site member and AI assistants. Release pfw-release-2026-11-11-pilot, approved 11 November 2026. Each source shows the date it was last checked.
Costs
List price
List price: $2,200 one-time
Conditions and limits. $2,200.00 for the $400,000 account at checkout, charged once with no subscription line. The lower price on the plan page needs the BG25 code.
Official sources: Blue Guardian · Checkout (checked 9 November 2026); Blue Guardian · Forex plans (checked 9 November 2026).
About this rule. The advertised base price of the selected account and how it is billed. A temporary public offer, available without a code, is shown beside it with any conditions the firm states, while a recent check confirms it; codes, optional purchases and unverified buyer charges are excluded.
Compare this rule across accounts
Read the guide: What are you buying when you pay for a challenge?
Fee per $1,000 of opening risk
Fee per $1,000 of opening risk: $91.67
Conditions and limits. A single fee of $2,200.00 at checkout. No page names an activation fee, a monthly fee or a reset for this account.
How this is calculated. (List price × charges in a 30-day attempt + activation fee + platform and data fees), in US dollars, divided by the opening loss allowance and multiplied by 1,000.
- List price
- $2,200 one-time
- Charges in a 30-day attempt
- 1
- Activation fee
- None
- Platform and data fees
- None
- Opening loss allowance
- $24,000
- Result
- $91.67
Promotions, coupons and optional add-ons are excluded.
Final buyer charges such as taxes or payment fees are not verified.
Official sources: Blue Guardian · Checkout (checked 9 November 2026); Blue Guardian · Forex plans (checked 9 November 2026); Blue Guardian · Help centre: Platform Rules (checked 9 November 2026); Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026).
About this rule. The advertised base cost of a 30-day attempt in US dollars, divided by the opening loss allowance and multiplied by 1,000. A cost scenario for comparing accounts, not an all-in price.
Activation fee
Activation fee: None
Official source: Blue Guardian · Checkout (checked 9 November 2026).
About this rule. A mandatory charge to activate a funded account after passing, if any.
Compare this rule across accounts
Read the guide: Reserve activation costs and keep refunds conditional
Platform and data fees
Platform and data fees: None
Official sources: Blue Guardian · Checkout (checked 9 November 2026); Blue Guardian · Help centre: Platform Rules (checked 9 November 2026).
About this rule. Mandatory platform or market-data charges on top of the list price, if any.
Compare this rule across accounts
Read the guide: What market data is included, and what costs extra?
Payout processing fees
Payout processing fees: A 3% processing fee on every payout. Payouts by crypto (up to $1,000 a request) or Rise.
Official sources: Blue Guardian · Help centre: How do payouts work? (checked 9 November 2026); Blue Guardian · Payouts (checked 9 November 2026).
About this rule. Charges deducted when a payout is sent, which depend on the payment method.
Compare this rule across accounts
Read the guide: How do payout processing fees affect cash received?
Evaluation & risk
Opening loss allowance
Opening loss allowance: $24,000On the funded account, as there is no evaluation
How this is calculated. The funded account's opening balance minus its opening total-loss floor. The account is bought without an evaluation, so its own allowance is used.
- Funded account opening balance
- $400,000
- Funded account opening total-loss floor
- $376,000
- Result
- $24,000
Daily loss limits and any trailing of the floor after the opening are separate rules.
Official sources: Blue Guardian · Forex plans (checked 9 November 2026); Blue Guardian · Checkout (checked 9 November 2026); Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026).
About this rule. How much the account can lose from its opening balance before the total-loss rule is broken, using the smallest allowance across the required evaluation phases. An account bought without an evaluation uses its funded account's allowance. It is not daily headroom, live capital or a pass probability.
Compare this rule across accounts
Read the guide: How do you calculate the opening loss allowance?
Difficulty ratio
Difficulty ratio: 0.00No evaluation or profit target
How this is calculated. For each required evaluation phase, the profit target divided by that phase's opening loss allowance. The results are added. The account is bought without an evaluation and has no profit target, so the ratio is 0.
- Required evaluation phases
- None
- Funded account opening loss allowance
- $24,000
- Result
- 0.00
This describes the shape of the evaluation; it is not a pass probability.
Official sources: Blue Guardian · Forex plans (checked 9 November 2026); Blue Guardian · Checkout (checked 9 November 2026); Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026).
About this rule. Each required phase's profit target divided by that phase's opening loss allowance, added together. More target per dollar of allowed loss gives a higher number; an account bought without an evaluation has no target, so its ratio is 0. It describes the shape of the evaluation, not the chance of passing.
Compare this rule across accounts
Read the guide: How PFW's comparison pages summarize a route
Evaluation route
Evaluation route: Instant $400,000, Blue Guardian: a funded account from purchase, with no evaluation. The accounts are simulated. Read for MT5 without add-ons; MetaTrader 5, Match-Trader or TradeLocker is chosen at checkout, with any add-ons (90% Profit Split).
Official sources: Blue Guardian · Forex plans (checked 9 November 2026); Blue Guardian · Checkout (checked 9 November 2026); Blue Guardian · Help centre: General Information rules (checked 9 November 2026); Blue Guardian · Home (checked 9 November 2026).
About this rule. The exact variant compared here and the stages between purchase and a funded account.
Compare this rule across accounts
Read the guide: What do one-step, two-step, three-step, and instant funding mean?
Profit targets
Profit targets: None
Conditions and limits. None: Instant has no evaluation.
Official sources: Blue Guardian · Forex plans (checked 9 November 2026); Blue Guardian · Checkout (checked 9 November 2026); Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026).
About this rule. The profit each required evaluation phase must reach, as a share of the opening balance. An account bought without an evaluation has none.
Compare this rule across accounts
Read the guide: How does the journey from purchase to payout work?
Total and daily loss
Total and daily loss: Daily loss: $12,000 (3% of the starting balance), set each day at 5 PM EST below the higher of the balance and the equity. Maximum loss: $24,000 (6%), trailing the highest closed balance; once the account is 6% up it locks at the starting balance ($400,000), and 1% of it must then stay on the account. Breaching either fails the account. Once funded, the Guardian Shield closes all open trades when they reach a 1% floating loss: the first time the profit split drops to 50% for good, the second time the account is breached.
Official sources: Blue Guardian · Forex plans (checked 9 November 2026); Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026).
About this rule. The overall and daily loss limits, how they move, and what balance or equity they are measured against.
Compare this rule across accounts
Read the guide: Why can two “5% daily loss” rules produce different limits?
Minimum days and time limits
Minimum days and time limits: None: Instant has no evaluation. At least one trade every 30 days keeps an account active.
Official sources: Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026); Blue Guardian · Help centre: General Information rules (checked 9 November 2026); Blue Guardian · Help centre: Prohibited Trading Practices & Account Policies (checked 9 November 2026).
About this rule. The minimum number of trading or profitable days each evaluation phase requires, including any minimum the firm states a consistency rule sets, any time limit for passing, and any inactivity period after which the account is closed.
Compare this rule across accounts
Read the guide: What counts as a minimum trading day?
Read the guide: Time limits and inactivity: which clock are you reading?
Payouts
First and later payouts
First and later payouts: On demand, once 5 trading days with 0.5% profit or more and the consistency rule are met; no waiting period.
Official sources: Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026); Blue Guardian · Help centre: How do payouts work? (checked 9 November 2026); Blue Guardian · Forex plans (checked 9 November 2026).
About this rule. When the first payout can be requested and how often later requests are allowed. Waiting periods, qualifying days, review and payment are separate clocks.
Payout minimums and caps
Payout minimums and caps: At least $100 by crypto or $500 by Rise; crypto payouts are limited to $1,000 a request, Rise has no maximum. The first two payouts are capped at $10,000 each. Once the account is 6% up, 1% of the starting balance ($4,000) must stay on it.
Official sources: Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026); Blue Guardian · Help centre: How do payouts work? (checked 9 November 2026).
About this rule. The smallest request allowed and any limit on how much can be withdrawn per request or cycle.
Funded consistency rules
Funded consistency rules: 15% on this account: no single day may make 15% or more of the profit of the payout period (the general rule for Instant is 20%). Until it is met no payout can be requested; the account is not breached. At least 5 trading days with 0.5% profit or more before a payout.
Official source: Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026).
About this rule. Rules on how profit must be spread across days or trades before a funded payout, and any required profitable days.
Published processing time
Published processing time: Eligible payouts are processed within 24 business hours; if one takes longer, the trader gets an extra 10% profit share on it. Weekends, bank holidays, compliance and risk reviews and Rise delays do not count.
Official source: Blue Guardian · Help centre: 24 Hours Payout Guarantee (checked 9 November 2026).
About this rule. How long the firm says review and payment take after a request. These are published estimates, not measured times.
Compare this rule across accounts
Read the guide: What do “24-hour,” “instant,” and “on-demand” payouts mean?
Refunds
Fee refund with a reward
Fee refund with a reward: The help centre refunds "the evaluation fee for completed accounts" in full after the fourth payout (accounts bought from 21 January 2026, not Instant Starter), and not if the account is hard-breached before then. It does not say whether this covers Instant accounts, which have no evaluation.
Official source: Blue Guardian · Help centre: General Information rules (checked 11 November 2026).
About this rule. Whether and when the challenge fee is paid back after a successful payout.
Cancellation refund
Cancellation refund: None: once the evaluation credentials have been emailed, no refund is given; all sales are final.
Official source: Blue Guardian · Refund policy (checked 9 November 2026).
About this rule. Whether a purchase can be cancelled and refunded, and on what conditions.
Trading rules
News trading
News trading: No news trading: Instant accounts bought after 13 November 2025 may not trade news, and the plan page says "News Trading No". The rules also describe a 5-minute window before and after high-impact (red folder) news and FOMC events, with profit from such trades removed.News trading: prohibited.
Official sources: Blue Guardian · Help centre: Instant Standard Account Rules (checked 11 November 2026); Blue Guardian · Forex plans (checked 11 November 2026).
News trading by stage
- Funded
- Prohibited.
Official sources: Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026); Blue Guardian · Forex plans (checked 9 November 2026).
About this rule. Restrictions on opening, closing or holding positions around scheduled news.
Compare this rule across accounts
Read the guide: What does a news-trading restriction actually restrict?
Overnight and weekend holding
Overnight and weekend holding: Allowed in every stage.Overnight and weekend holding: allowed.
Official sources: Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026); Blue Guardian · Forex plans (checked 9 November 2026).
Overnight and weekend holding by stage
- Funded
- Allowed.
Official sources: Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026); Blue Guardian · Forex plans (checked 9 November 2026).
About this rule. Whether positions can be held overnight and over the weekend.
Compare this rule across accounts
Read the guide: Which CFD/FX accounts allow overnight and weekend positions?
Expert advisors and copying
Expert advisors and copying: Expert advisors are allowed. Copy trading is allowed only between accounts the trader legally owns (Blue Guardian or external); copying another trader or letting a third party trade is not. Trades must be held at least 2 minutes.Expert advisors: allowed.Copying your own trades: restricted.
Official source: Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026).
Expert advisors by stage
- Funded
- Allowed.
Official source: Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026).
Copying your own trades by stage
- Funded
- Restricted. Only between accounts the trader legally owns (Blue Guardian or external); copying another trader or letting a third party trade is not allowed.
Official source: Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026).
About this rule. Whether automated strategies are allowed and whether trades can be copied between your own accounts.
Compare this rule across accounts
Read the guide: Automation and copying: what actually needs permission?
Contractual penalties
Contractual penalties: Breaching the daily loss limit or the maximum loss fails the account. Gambling-style trading, hedging between accounts and using a VPN or VPS to get round the copy-trading rules are prohibited and can lead to the account failing.
Official sources: Blue Guardian · Help centre: Instant Standard Account Rules (checked 9 November 2026); Blue Guardian · Help centre: Prohibited Trading Practices & Account Policies (checked 9 November 2026).
About this rule. Penalties the terms set out for rule breaches beyond failing the account.
Compare this rule across accounts
Read the guide: Is it a prohibition, a condition or a review trigger?
Platforms & eligibility
Platforms
Platforms: MetaTrader 5, Match-Trader or TradeLocker, chosen at checkout; existing and prospective US clients may use Match-Trader and TradeLocker only.
Official source: Blue Guardian · Help centre: Platform Rules (checked 9 November 2026).
About this rule. The platforms the firm offers in this market, with any extra charge or country limit it states. It is the firm's list for all its accounts in the market.
Platform access and eligibility
Platform access and eligibility: MetaTrader 5, Match-Trader or TradeLocker, chosen at checkout; US clients may use Match-Trader and TradeLocker only. Leverage up to 1:30. The accounts are simulated; traders must be 18 or over.
Official sources: Blue Guardian · Help centre: Platform Rules (checked 9 November 2026); Blue Guardian · Forex plans (checked 9 November 2026); Blue Guardian · Help centre: General Information rules (checked 9 November 2026); Blue Guardian · Home (checked 9 November 2026); Blue Guardian · Terms and conditions (checked 9 November 2026).
About this rule. Who can buy the account: age, identity checks and country restrictions, and any platform limits by country.
Ratings
Not rated. Overall program scores and reliability ratings are not published yet; the figures above are measurements of stated terms, not a verdict.
Related accounts
Background guides
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